Get multiple home insurance quotes in 20833. Our licensed 20833, MD agents are ready to serve you.

Compare 20833 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 20833 area? The average homeowners premium in Maryland for a standard homeowners policy is around $772/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 20833 zip code, the population size is around 7,913 with 2,541 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 20833.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Brookeville, MD Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. MD RateDiscountsSavingsShop Rates
$1,169up to 40% off$468

20833 Home Insurance Average Premiums

Local 20833 homeowners insurance quotes comparison

$522 /yr.

Shows Zip Code: 20833 lowest rates with discounts applied on average.

For the 20833, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$522 /yr.
Average Coverage:$772 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1072 /yr.

What is the average home insurance cost for a home in 20833?

  • • The average homeowners insurance premium paid annually for a home in 20833 is around $772 per year.

What does it cost on average per month for home insurance in 20833?

  • • Homeowners in 20833 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 20833?

  • • Autoowners in 20833 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brookeville area, check out other zip codes nearby 20833.
Review average rates in another zip code:
20833 homeowners insurance rates

Home Replacement Cost Coverage in 20833

Average Building Cost Per Square Foot in 20833: $190

Location: Brookeville, Maryland (Montgomery County)

Average Square Footage in 20833: 3,430 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20833 before you start any project. Brookeville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20833 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20833 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,430 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brookeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1903,430$651,700
Additional Upgrades & Added Features$2383,430$814,625
Major Home Updates or Advancements$2853,430$977,550

It's important to understand that when you estimate your replacement cost of your home in the 20833 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20833

Best Home & Auto Insurance Agencies in 20833

Housing Demographics for 20833

Population Review for 20833 Zip Code

For the city of Brookeville, the population within 20833 has increased to over 8,176 residents in population size. The current population total is 7,913. We have broken down the population based on race below. In 20833, there are over 3882 in male population and 4031 females.

PopulationValues
Total Population7,913
White Population5404
Black Population703
Hispanic Population701
Asian Population797
Hawaiian Population2
Indian Population19
Other Population230
Male Population3882
Female Population4031
Population Estimate8176

Household Data for 20833

The average number of homes in 20833 is around 2,541, there are an average of 3.09 per household. The average house value according to local real estate values is around $651,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,541
Persons Per Household3.09
Average House Value$651,700
Income Per Household$186888
Median Age43.9
Median Age Male42.0
Median Age Female45.4
20833 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityBrookeville
City Alias NameBROOKEVILLE
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses129
Number Of Employees948
Business First Quarter Payroll9363
Business Annual Payroll45840
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District03|08
Congressional LandArea304.14|859.85
Delivery Residential2646
Delivery Business22
Delivery Total6104
Preferred Last Line KeyV23039
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV23039
Land Area19.107000
Water Area0.647000
City Alias Code
City Mixed CaseBrookeville
City Alias Mixed CaseBrookeville
Box Count105
SFDU2350
MFDU11
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number231134
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]