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Compare 20839 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Beallsville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 68 neighbors looking to save on their home insurance policy in the local 20839 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 20839. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Beallsville, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Beallsville, MD

20839 Home Insurance Average Premiums

Local 20839 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 20839 lowest rates with discounts applied on average.

For the 20839, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 20839?

  • • The average homeowners insurance premium paid annually for a home in 20839 is around $847 per year.

What does it cost on average per month for home insurance in 20839?

  • • Homeowners in 20839 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 20839?

  • • Autoowners in 20839 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beallsville area, check out other zip codes nearby 20839.
Review average rates in another zip code:
20839 homeowners insurance rates

Home Replacement Cost Coverage in 20839

Average Building Cost Per Square Foot in 20839: $190

Location: Beallsville, Maryland (Montgomery County)

Average Square Footage in 20839: 868 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20839 before you start any project. Beallsville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20839 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20839 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 868 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beallsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190868$165,000
Additional Upgrades & Added Features$238868$206,250
Major Home Updates or Advancements$285868$247,500

It's important to understand that when you estimate your replacement cost of your home in the 20839 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20839

Best Home & Auto Insurance Agencies in 20839

Housing Demographics for 20839

Population Review for 20839 Zip Code

For the city of Beallsville, the population within 20839 has increased to over 207 residents in population size. The current population total is 176. We have broken down the population based on race below. In 20839, there are over 93 in male population and 83 females.

PopulationValues
Total Population176
White Population159
Black Population13
Hispanic Population5
Asian Population0
Hawaiian Population1
Indian Population0
Other Population0
Male Population93
Female Population83
Population Estimate207

Household Data for 20839

The average number of homes in 20839 is around 68, there are an average of 2.59 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode68
Persons Per Household2.59
Average House Value$165,000
Income Per Household$138833
Median Age47.3
Median Age Male54.5
Median Age Female36.3
20839 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityBeallsville
City Alias NameBEALLSVILLE
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees80
Business First Quarter Payroll678
Business Annual Payroll3356
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District06
Congressional LandArea1950.26
Delivery Residential80
Delivery Business5
Delivery Total104
Preferred Last Line KeyV22952
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV22952
Land Area3.053000
Water Area0.012000
City Alias Code
City Mixed CaseBeallsville
City Alias Mixed CaseBeallsville
Box Count14
SFDU80
MFDU0
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number230486
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

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