Get multiple home insurance quotes in 20841. Our licensed 20841, MD agents are ready to serve you.

20841 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 20841 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Boyds, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 20841 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Maryland, like average Boyds homeowners insurance rates, coverage options or home insurance types, please select Boyds, MD Home Insurance Rates Online!

20841 Home Insurance Average Premiums

Local 20841 homeowners insurance quotes comparison

$705 /yr.

Shows Zip Code: 20841 lowest rates with discounts applied on average.

For the 20841, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$705 /yr.
Average Coverage:$955 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1255 /yr.

What is the average home insurance cost for a home in 20841?

  • • The average homeowners insurance premium paid annually for a home in 20841 is around $955 per year.

What does it cost on average per month for home insurance in 20841?

  • • Homeowners in 20841 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 20841?

  • • Autoowners in 20841 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boyds area, check out other zip codes nearby 20841.
Review average rates in another zip code:
20841 homeowners insurance rates

Home Replacement Cost Coverage in 20841

Average Building Cost Per Square Foot in 20841: $190

Location: Boyds, Maryland (Montgomery County)

Average Square Footage in 20841: 3,184 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20841 before you start any project. Boyds homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20841 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20841 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,184 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boyds area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1903,184$604,900
Additional Upgrades & Added Features$2383,184$756,125
Major Home Updates or Advancements$2853,184$907,350

It's important to understand that when you estimate your replacement cost of your home in the 20841 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20841

Best Home & Auto Insurance Agencies in 20841

Housing Demographics for 20841

Population Review for 20841 Zip Code

For the city of Boyds, the population within 20841 has increased to over 9,402 residents in population size. The current population total is 9,538. We have broken down the population based on race below. In 20841, there are over 4572 in male population and 4966 females.

PopulationValues
Total Population9,538
White Population3369
Black Population1205
Hispanic Population913
Asian Population3777
Hawaiian Population5
Indian Population33
Other Population357
Male Population4572
Female Population4966
Population Estimate9402

Household Data for 20841

The average number of homes in 20841 is around 2,787, there are an average of 3.23 per household. The average house value according to local real estate values is around $604,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,787
Persons Per Household3.23
Average House Value$604,900
Income Per Household$167353
Median Age42.0
Median Age Male42.0
Median Age Female41.9
20841 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityBoyds
City Alias NameBOYDS
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses186
Number Of Employees682
Business First Quarter Payroll8802
Business Annual Payroll41438
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District06|08
Congressional LandArea1950.26|859.85
Delivery Residential2911
Delivery Business30
Delivery Total3100
Preferred Last Line KeyV23017
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV23017
Land Area27.144000
Water Area0.886000
City Alias Code
City Mixed CaseBoyds
City Alias Mixed CaseBoyds
Box Count120
SFDU2316
MFDU102
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number230954
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]