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Quickly Revew Homeowners Insurance in 20861

If you own a home in Ashton, MD you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 20861 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Maryland licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 20861 and start comparing rates now.

20861 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 20861 is $898 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 20861 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ashton, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

20861 Home Insurance Average Premiums

Local 20861 homeowners insurance quotes comparison

$648 /yr.

Shows Zip Code: 20861 lowest rates with discounts applied on average.

For the 20861, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$648 /yr.
Average Coverage:$898 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1198 /yr.

What is the average home insurance cost for a home in 20861?

  • • The average homeowners insurance premium paid annually for a home in 20861 is around $898 per year.

What does it cost on average per month for home insurance in 20861?

  • • Homeowners in 20861 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 20861?

  • • Autoowners in 20861 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ashton area, check out other zip codes nearby 20861.
Review average rates in another zip code:
20861 homeowners insurance rates

Home Replacement Cost Coverage in 20861

Average Building Cost Per Square Foot in 20861: $190

Location: Ashton, Maryland (Montgomery County)

Average Square Footage in 20861: 3,991 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20861 before you start any project. Ashton homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20861 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20861 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,991 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ashton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1903,991$758,200
Additional Upgrades & Added Features$2383,991$947,750
Major Home Updates or Advancements$2853,991$1,137,300

It's important to understand that when you estimate your replacement cost of your home in the 20861 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20861

Best Home & Auto Insurance Agencies in 20861

Housing Demographics for 20861

Population Review for 20861 Zip Code

For the city of Ashton, the population within 20861 has increased to over 3,122 residents in population size. The current population total is 3,067. We have broken down the population based on race below. In 20861, there are over 1510 in male population and 1557 females.

PopulationValues
Total Population3,067
White Population1565
Black Population554
Hispanic Population290
Asian Population572
Hawaiian Population1
Indian Population7
Other Population99
Male Population1510
Female Population1557
Population Estimate3122

Household Data for 20861

The average number of homes in 20861 is around 1,015, there are an average of 3.02 per household. The average house value according to local real estate values is around $758,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,015
Persons Per Household3.02
Average House Value$758,200
Income Per Household$165046
Median Age45.8
Median Age Male44.1
Median Age Female47.1
20861 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityAshton
City Alias NameASHTON
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees613
Business First Quarter Payroll8879
Business Annual Payroll39370
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District08
Congressional LandArea859.85
Delivery Residential1034
Delivery Business38
Delivery Total1392
Preferred Last Line KeyV22915
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV22915
Land Area5.175000
Water Area0.012000
City Alias Code
City Mixed CaseAshton
City Alias Mixed CaseAshton
Box Count105
SFDU937
MFDU0
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number230306
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

Maryland Homeowners Insurance News & Information

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