Get multiple home insurance quotes in 20862. Our licensed 20862, MD agents are ready to serve you.

Searching for Homeowners Insurance in 20862

If you are a homeowners that lives in 20862 you may be searching for more affordable homeowners insurance in Brinklow. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Brinklow, MD. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Maryland licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 20862 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Brinklow, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 20862 Home Insurance Costs: medium!

In Brinklow, homeowners are paying roughly $948 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 20862 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Brinklow are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 20862 policy right now!

20862 Home Insurance Average Premiums

Local 20862 homeowners insurance quotes comparison

$698 /yr.

Shows Zip Code: 20862 lowest rates with discounts applied on average.

For the 20862, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$698 /yr.
Average Coverage:$948 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1248 /yr.

What is the average home insurance cost for a home in 20862?

  • • The average homeowners insurance premium paid annually for a home in 20862 is around $948 per year.

What does it cost on average per month for home insurance in 20862?

  • • Homeowners in 20862 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 20862?

  • • Autoowners in 20862 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brinklow area, check out other zip codes nearby 20862.
Review average rates in another zip code:
20862 homeowners insurance rates

Home Replacement Cost Coverage in 20862

Average Building Cost Per Square Foot in 20862: $190

Location: Brinklow, Maryland (Montgomery County)

Average Square Footage in 20862: 4,212 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20862 before you start any project. Brinklow homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20862 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20862 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,212 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brinklow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1904,212$800,300
Additional Upgrades & Added Features$2384,212$1,000,375
Major Home Updates or Advancements$2854,212$1,200,450

It's important to understand that when you estimate your replacement cost of your home in the 20862 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20862

Best Home & Auto Insurance Agencies in 20862

Housing Demographics for 20862

Population Review for 20862 Zip Code

For the city of Brinklow, the population within 20862 has increased to over 433 residents in population size. The current population total is 453. We have broken down the population based on race below. In 20862, there are over 227 in male population and 226 females.

PopulationValues
Total Population453
White Population323
Black Population27
Hispanic Population63
Asian Population25
Hawaiian Population1
Indian Population2
Other Population30
Male Population227
Female Population226
Population Estimate433

Household Data for 20862

The average number of homes in 20862 is around 145, there are an average of 3.12 per household. The average house value according to local real estate values is around $800,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode145
Persons Per Household3.12
Average House Value$800,300
Income Per Household$165724
Median Age45.8
Median Age Male45.4
Median Age Female49.0
20862 DetailsValues
StateMD
State Full NameMaryland
City TypeN
City Alias Abbreviation
Area Code240/301
CityBrinklow
City Alias NameBRINKLOW
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees132
Business First Quarter Payroll1063
Business Annual Payroll5028
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District08
Congressional LandArea859.85
Delivery Residential139
Delivery Business2
Delivery Total238
Preferred Last Line KeyV27612
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV27612
Land Area1.577000
Water Area0.018000
City Alias Code
City Mixed CaseBrinklow
City Alias Mixed CaseBrinklow
Box Count0
SFDU139
MFDU0
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number230306
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]