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20910, MD Homeowners Insurance Rates
With a population size of 45,610 and with 22,064 occupied homes in the 20910 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Silver Spring, MD are around $949 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Silver Spring, Maryland. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!
It's important to know that if your Maryland home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Silver Spring, MD.
For Maryland home insurance information, including average Silver Spring home insurance rates, coverage options or the different homeowners insurance types, please select Silver Spring, MD Home Insurance Quotes Now!
20910 Home Insurance Average Premiums
$699 /yr.
Shows Zip Code: 20910 lowest rates with discounts applied on average.
For the 20910, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $699 /yr. |
| Average Coverage: | $949 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1249 /yr. |
What is the average home insurance cost for a home in 20910?
- • The average homeowners insurance premium paid annually for a home in 20910 is around $949 per year.
What does it cost on average per month for home insurance in 20910?
- • Homeowners in 20910 pay a monthly average cost per month around $79.00.
What kind of discount could I get if I combine my home and auto insurance together in 20910?
- • Autoowners in 20910 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Silver Spring area, check out other zip codes nearby 20910.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 20910
Average Building Cost Per Square Foot in 20910: $190
Location: Silver Spring, Maryland (Montgomery County)Average Square Footage in 20910: 3,164 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 20910 before you start any project. Silver Spring homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20910 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 20910 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,164 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Silver Spring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $190 | 3,164 | $601,100 |
| Additional Upgrades & Added Features | $238 | 3,164 | $751,375 |
| Major Home Updates or Advancements | $285 | 3,164 | $901,650 |
It's important to understand that when you estimate your replacement cost of your home in the 20910 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 20910
First Insurance Agency
Address: 8209 Fenton St Suite 3 Silver Spring, MD 20910Phone: (301)589-1229
Website: www.firstinsuranceagency.com
M.L. Grewe And Associates Insurance Agency
Address: 8121 Georgia Avenue Silver Spring, MD 20910Phone: (301)495-2302
Website:
George F Harris & Assoc
Address: 1300 Spring St Ste 200 Silver Spring, MD 20910Phone: (301)587-0400
Website:
Allstate Insurance - Ralph T. Portee
Address: 9525 Georgia Ave Suite 206 Silver Spring, MD 20910Phone: (301)587-0196
Website:
Best Home & Auto Insurance Agencies in 20910
Financial Resource Group - Nationwide Insurance
Address: 8121 Georgia Ave, Ste 101 Silver Spring, MD 20910Phone:
Website: http://www.national.citysearch.com/profile/666851050/silver_spring_md/financial_resource_group_nationwide_insurance.html
Info:
Leslie Riehl Ins Agency Inc - State Farm Insurance Agent
Address: 912 Thayer Ave Silver Spring, MD 20910Phone:
Website: http://www.citysearch.com/profile/external/605155332/silver_spring_md/leslie_riehl_ins_agcy_inc_state_farm_insurance_agent.html
Info:
A-Accredited Insurance Agency
Address: 8120 Fenton St Silver Spring, MD 20910Phone:
Website:
Info:
Scafide- Cynthia - State Farm Insurance Agent
Address: 1300 Spring St, #132 Silver Spring, MD 20910Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Hvn Ins & Financial Serv - Nationwide Insurance
Address: 1315 Fenwick Ln Silver Spring, MD 20910Phone:
Website: http://www.nationwide.com/agent/Silver-Spring-MARYLAND-insurance-agent/hvn/office.html
Info:
Housing Demographics for 20910
Population Review for 20910 Zip Code
For the city of Silver Spring, the population within 20910 has increased to over 48,243 residents in population size. The current population total is 45,610. We have broken down the population based on race below. In 20910, there are over 21170 in male population and 24440 females.
| Population | Values |
|---|---|
| Total Population | 45,610 |
| White Population | 20293 |
| Black Population | 13981 |
| Hispanic Population | 6227 |
| Asian Population | 3379 |
| Hawaiian Population | 42 |
| Indian Population | 234 |
| Other Population | 2863 |
| Male Population | 21170 |
| Female Population | 24440 |
| Population Estimate | 48243 |
Household Data for 20910
The average number of homes in 20910 is around 22,064, there are an average of 2.06 per household. The average house value according to local real estate values is around $601,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 22,064 |
| Persons Per Household | 2.06 |
| Average House Value | $601,100 |
| Income Per Household | $101124 |
| Median Age | 35.6 |
| Median Age Male | 35.3 |
| Median Age Female | 35.9 |
| 20910 Details | Values |
|---|---|
| State | MD |
| State Full Name | Maryland |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 301/240 |
| City | Silver Spring |
| City Alias Name | SILVER SPRING |
| County | Montgomery |
| County FIPS | 031 |
| State FIPS | 24 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 8872 |
| PMSA | 8840 |
| CSA | 548 |
| CBSA | 47900 |
| CBSA_DIV | 23224 |
| CBSA_Type | Metro |
| CBSA_Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
| MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
| PMSA_Name | Washington, DC-MD-VA-WV PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1708 |
| Number Of Employees | 30120 |
| Business First Quarter Payroll | 567215 |
| Business Annual Payroll | 2248068 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5582170 |
| CBSA Division Population | 1205162 |
| Congressional District | 08 |
| Congressional LandArea | 859.85 |
| Delivery Residential | 23419 |
| Delivery Business | 2008 |
| Delivery Total | 25397 |
| Preferred Last Line Key | V24373 |
| Classification Code | |
| Multi-County | |
| CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
| CBSA_DIV_Name | Frederick-Gaithersburg-Bethesda, MD |
| City State Key | V24373 |
| Land Area | 4.596000 |
| Water Area | 0.011000 |
| City Alias Code | |
| City Mixed Case | Silver Spring |
| City Alias Mixed Case | Silver Spring |
| Box Count | 7 |
| SFDU | 6175 |
| MFDU | 16522 |
| State ANSI | 24 |
| County ANSI | 031 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 238478 |
| Unique ZIP Name | |
| SSA State County Code | 21150 |
| Medicare CBSA Code | 23224 |
| Medicare CBSA Name | Frederick-Gaithersburg-Rockville, MD |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Montgomery |
Maryland Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]