Compare quotes for your home in 21012! Compare the best 12 carriers in minutes.
Find the Best Home Insurance Rates in 21012
Shopping for homeowners insurance in 21012 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Arnold, MD and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.
We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Maryland licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.
If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 21012 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.
Home Insurance Rate Quotes in 21012
Find Arnold, MD Homeowners Insurance Quotes to review the best coverage options in your area.
21012 Home Insurance Rating is: medium!
In 21012 the average premium is $906. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.
A Quick Tip: For homeowners living in 21012, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.
Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 21012!
21012 Home Insurance Average Premiums
For the 21012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $656 /yr. |
Average Coverage: | $906 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1206 /yr. |
What is the average home insurance cost for a home in 21012?
- • The average homeowners insurance premium paid annually for a home in 21012 is around $906 per year.
What does it cost on average per month for home insurance in 21012?
- • Homeowners in 21012 pay a monthly average cost per month around $76.00.
What kind of discount could I get if I combine my home and auto insurance together in 21012?
- • Autoowners in 21012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Arnold area, check out other zip codes nearby 21012.
Review average rates in another zip code:
21012 homeowners insurance rates
Home Replacement Cost Coverage in 21012
Average Building Cost Per Square Foot in 21012: $190
Location: Arnold, Maryland (Anne Arundel County)Average Square Footage in 21012: 2,415 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 21012 before you start any project. Arnold homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 21012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,415 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arnold area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $190 | 2,415 | $458,800 |
Additional Upgrades & Added Features | $238 | 2,415 | $573,500 |
Major Home Updates or Advancements | $285 | 2,415 | $688,200 |
It's important to understand that when you estimate your replacement cost of your home in the 21012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 21012
Christopher M. Zurmuhlen Agency
Address: 1445 Ritchie Hwy Arnold, MD 21012Phone: (410)626-7606
Website:
Best Home & Auto Insurance Agencies in 21012
Woodworth- John C - State Farm Insurance Agent
Address: 1521 Ritchie Hwy Arnold, MD 21012Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Christopher M. Zurmuhlen Agency
Address: 1445 Ritchie Hwy Arnold, MD 21012Phone:
Website:
Info:
Richard Mullaney Agency
Address: 1298 Bay Dale Dr Arnold, MD 21012Phone:
Website:
Info:
Allstate Insurance - M Arthur Murphy
Address: 1101 Baltimore Annapolis Blvd Arnold, MD 21012Phone:
Website: http://www.admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=24949
Info:
Housing Demographics for 21012
Population Review for 21012 Zip Code
For the city of Arnold, the population within 21012 has increased to over 22,898 residents in population size. The current population total is 22,377. We have broken down the population based on race below. In 21012, there are over 10974 in male population and 11403 females.
Population | Values |
---|---|
Total Population | 22,377 |
White Population | 18404 |
Black Population | 976 |
Hispanic Population | 1248 |
Asian Population | 727 |
Hawaiian Population | 17 |
Indian Population | 49 |
Other Population | 391 |
Male Population | 10974 |
Female Population | 11403 |
Population Estimate | 22898 |
Household Data for 21012
The average number of homes in 21012 is around 8,082, there are an average of 2.74 per household. The average house value according to local real estate values is around $458,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 8,082 |
Persons Per Household | 2.74 |
Average House Value | $458,800 |
Income Per Household | $133481 |
Median Age | 40.4 |
Median Age Male | 39.8 |
Median Age Female | 41.1 |
21012 Details | Values |
---|---|
State | MD |
State Full Name | Maryland |
City Type | P |
City Alias Abbreviation | |
Area Code | 667/410 |
City | Arnold |
City Alias Name | ARNOLD |
County | Anne Arundel |
County FIPS | 003 |
State FIPS | 24 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 8872 |
PMSA | 0720 |
CSA | 548 |
CBSA | 12580 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Baltimore-Columbia-Towson, MD |
MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
PMSA_Name | Baltimore, MD PMSA |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 411 |
Number Of Employees | 3182 |
Business First Quarter Payroll | 29110 |
Business Annual Payroll | 136492 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2710489 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 304.14 |
Delivery Residential | 8357 |
Delivery Business | 234 |
Delivery Total | 9195 |
Preferred Last Line Key | V22907 |
Classification Code | |
Multi-County | |
CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
CBSA_DIV_Name | |
City State Key | V22907 |
Land Area | 9.779000 |
Water Area | 2.794000 |
City Alias Code | |
City Mixed Case | Arnold |
City Alias Mixed Case | Arnold |
Box Count | 283 |
SFDU | 6141 |
MFDU | 642 |
State ANSI | 24 |
County ANSI | 003 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 230288 |
Unique ZIP Name | |
SSA State County Code | 21010 |
Medicare CBSA Code | 12580 |
Medicare CBSA Name | Baltimore-Columbia-Towson, MD |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Anne Arundel |
Maryland Homeowners Insurance News & Information
-
Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
-
Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024
One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]
-
Are homeowners insurance companies increasing deductibles? Posted on Thursday 22nd August, 2024
This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket. As the cost of claims increases, particularly […]