Compare quotes for your home in 21014! Compare the best 12 carriers in minutes.
Searching for Homeowners Insurance in 21014
If you are a homeowners that lives in 21014 you may be searching for more affordable homeowners insurance in Bel Air. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bel Air, MD. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.
Our Maryland licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.
Get 21014 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bel Air, MD home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 21014 Home Insurance Costs: medium!
In Bel Air, homeowners are paying roughly $944 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 21014 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bel Air are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
Start shopping for a 21014 policy right now!
21014 Home Insurance Average Premiums
$694 /yr.
Shows Zip Code: 21014 lowest rates with discounts applied on average.
For the 21014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $694 /yr. |
| Average Coverage: | $944 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1244 /yr. |
What is the average home insurance cost for a home in 21014?
- • The average homeowners insurance premium paid annually for a home in 21014 is around $944 per year.
What does it cost on average per month for home insurance in 21014?
- • Homeowners in 21014 pay a monthly average cost per month around $79.00.
What kind of discount could I get if I combine my home and auto insurance together in 21014?
- • Autoowners in 21014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Bel Air area, check out other zip codes nearby 21014.
Review average rates in another zip code:
21014 homeowners insurance rates
21015 homeowners insurance rates
Home Replacement Cost Coverage in 21014
Average Building Cost Per Square Foot in 21014: $190
Location: Bel Air, Maryland (Harford County)Average Square Footage in 21014: 1,798 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 21014 before you start any project. Bel Air homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 21014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,798 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bel Air area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $190 | 1,798 | $341,700 |
| Additional Upgrades & Added Features | $238 | 1,798 | $427,125 |
| Major Home Updates or Advancements | $285 | 1,798 | $512,550 |
It's important to understand that when you estimate your replacement cost of your home in the 21014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 21014
Gray Insurance Group Inc
Address: 432 S Main St Ste B Bel Air, MD 21014Phone: (410)879-6383
Website:
Allstate Insurance - Timothy S Wessel
Address: 404 N Hickory Ave Bel Air, MD 21014Phone: (410)879-8894
Website:
Best Home & Auto Insurance Agencies in 21014
Brunkhorst Shirley - State Farm Insurance Agent
Address: 1208 E Churchville Rd, #101 Bel Air, MD 21014Phone:
Website:
Info:
Gray Insurance Group Inc
Address: 432 S Main St Bel Air, MD 21014Phone:
Website:
Info:
Scott Kye Stephenson Agency - Nationwide Insurance
Address: 1212 E Churchville Rd, Ste 300 Bel Air, MD 21014Phone:
Website: http://www.baltimore.citysearch.com/profile/667546120/bel_air_md/scott_kye_stephenson_agency_nationwide_insurance.html
Info:
Rick Gerety & Association Inc - Nationwide Insurance
Address: 406 N Hickory Ave Bel Air, MD 21014Phone:
Website: http://www.baltimore.citysearch.com/profile/external/613962140/bel_air_md/rick_gerety_assoc_inc_nationwide_insurance.html
Info:
Northern Chesapeake Insurance Services
Address: 134 Archer St Bel Air, MD 21014Phone:
Website: http://www.baltimore.citysearch.com/profile/662468670/bel_air_md/northern_chesapeake_insurance_services.html
Info:
Housing Demographics for 21014
Population Review for 21014 Zip Code
For the city of Bel Air, the population within 21014 has increased to over 38,798 residents in population size. The current population total is 38,395. We have broken down the population based on race below. In 21014, there are over 18643 in male population and 19752 females.
| Population | Values |
|---|---|
| Total Population | 38,395 |
| White Population | 31877 |
| Black Population | 1940 |
| Hispanic Population | 1768 |
| Asian Population | 1420 |
| Hawaiian Population | 19 |
| Indian Population | 63 |
| Other Population | 675 |
| Male Population | 18643 |
| Female Population | 19752 |
| Population Estimate | 38798 |
Household Data for 21014
The average number of homes in 21014 is around 14,846, there are an average of 2.54 per household. The average house value according to local real estate values is around $341,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 14,846 |
| Persons Per Household | 2.54 |
| Average House Value | $341,700 |
| Income Per Household | $100556 |
| Median Age | 41.1 |
| Median Age Male | 39.5 |
| Median Age Female | 42.9 |
| 21014 Details | Values |
|---|---|
| State | MD |
| State Full Name | Maryland |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 443/410/667 |
| City | Bel Air |
| City Alias Name | BEL AIR |
| County | Harford |
| County FIPS | 025 |
| State FIPS | 24 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 8872 |
| PMSA | 0720 |
| CSA | 548 |
| CBSA | 12580 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Baltimore-Columbia-Towson, MD |
| MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
| PMSA_Name | Baltimore, MD PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1214 |
| Number Of Employees | 16148 |
| Business First Quarter Payroll | 181769 |
| Business Annual Payroll | 808721 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 2710489 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 3977.06 |
| Delivery Residential | 15275 |
| Delivery Business | 1183 |
| Delivery Total | 16908 |
| Preferred Last Line Key | V22956 |
| Classification Code | |
| Multi-County | |
| CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
| CBSA_DIV_Name | |
| City State Key | V22956 |
| Land Area | 13.916000 |
| Water Area | 0.075000 |
| City Alias Code | |
| City Mixed Case | Bel Air |
| City Alias Mixed Case | Bel Air |
| Box Count | 269 |
| SFDU | 8667 |
| MFDU | 3342 |
| State ANSI | 24 |
| County ANSI | 025 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 230504 |
| Unique ZIP Name | |
| SSA State County Code | 21120 |
| Medicare CBSA Code | 12580 |
| Medicare CBSA Name | Baltimore-Columbia-Towson, MD |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Harford |
Maryland Homeowners Insurance News & Information
-
2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
-
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]