Get multiple home insurance quotes in 21050. Our licensed 21050, MD agents are ready to serve you.

21050 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 21050 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Forest Hill, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 21050 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Maryland, like average Forest Hill homeowners insurance rates, coverage options or home insurance types, please select Forest Hill, MD Home Insurance Rates Online!

21050 Home Insurance Average Premiums

Local 21050 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 21050 lowest rates with discounts applied on average.

For the 21050, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1211 /yr.

What is the average home insurance cost for a home in 21050?

  • • The average homeowners insurance premium paid annually for a home in 21050 is around $911 per year.

What does it cost on average per month for home insurance in 21050?

  • • Homeowners in 21050 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 21050?

  • • Autoowners in 21050 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Forest Hill area, check out other zip codes nearby 21050.
Review average rates in another zip code:
21050 homeowners insurance rates

Home Replacement Cost Coverage in 21050

Average Building Cost Per Square Foot in 21050: $190

Location: Forest Hill, Maryland (Harford County)

Average Square Footage in 21050: 2,024 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21050 before you start any project. Forest Hill homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21050 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21050 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,024 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Forest Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,024$384,500
Additional Upgrades & Added Features$2382,024$480,625
Major Home Updates or Advancements$2852,024$576,750

It's important to understand that when you estimate your replacement cost of your home in the 21050 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21050

Best Home & Auto Insurance Agencies in 21050

Rick E. Gerety Agency

Address: 4 E Jarrettsville Rd Bel Air, MD 21050
Phone:
Website: http://www.nwagent.com/rick_gerety.html
Info:

Fike- Gary L - State Farm Insurance Agent

Address: 2234 Rock Spring Rd Forest Hill, MD 21050
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 21050

Population Review for 21050 Zip Code

For the city of Forest Hill, the population within 21050 has increased to over 19,196 residents in population size. The current population total is 18,681. We have broken down the population based on race below. In 21050, there are over 9199 in male population and 9482 females.

PopulationValues
Total Population18,681
White Population16555
Black Population473
Hispanic Population587
Asian Population375
Hawaiian Population3
Indian Population23
Other Population190
Male Population9199
Female Population9482
Population Estimate19196

Household Data for 21050

The average number of homes in 21050 is around 6,719, there are an average of 2.74 per household. The average house value according to local real estate values is around $384,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,719
Persons Per Household2.74
Average House Value$384,500
Income Per Household$113794
Median Age43.9
Median Age Male41.9
Median Age Female45.8
21050 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/410/667
CityForest Hill
City Alias NameFOREST HILL
CountyHarford
County FIPS025
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses482
Number Of Employees5557
Business First Quarter Payroll62413
Business Annual Payroll283402
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential7006
Delivery Business404
Delivery Total7753
Preferred Last Line KeyV23469
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23469
Land Area28.997000
Water Area0.113000
City Alias Code
City Mixed CaseForest Hill
City Alias Mixed CaseForest Hill
Box Count151
SFDU4945
MFDU775
State ANSI24
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number233258
Unique ZIP Name
SSA State County Code21120
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHarford

Maryland Homeowners Insurance News & Information

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