Get multiple home insurance quotes in 21090. Our licensed 21090, MD agents are ready to serve you.

Homeowners Insurance in 21090

In Linthicum Heights, MD, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 21090 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 21090 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 21090 should appear in the zip code field ready to go.

21090 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Maryland, you are going to see rates around the average home insurance premium per year of $917. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Linthicum Heights home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 21090 Home Insurance Rates Now!

Best 3 Options to Compare in 21090

If you want homeowners insurance quotes within the city of Linthicum Heights or in the 21090 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Linthicum Heights, MD.

21090 Home Insurance Average Premiums

Local 21090 homeowners insurance quotes comparison

$667 /yr.

Shows Zip Code: 21090 lowest rates with discounts applied on average.

For the 21090, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$667 /yr.
Average Coverage:$917 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1217 /yr.

What is the average home insurance cost for a home in 21090?

  • • The average homeowners insurance premium paid annually for a home in 21090 is around $917 per year.

What does it cost on average per month for home insurance in 21090?

  • • Homeowners in 21090 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 21090?

  • • Autoowners in 21090 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Linthicum Heights area, check out other zip codes nearby 21090.
Review average rates in another zip code:
21090 homeowners insurance rates

Home Replacement Cost Coverage in 21090

Average Building Cost Per Square Foot in 21090: $190

Location: Linthicum Heights, Maryland (Anne Arundel County)

Average Square Footage in 21090: 1,747 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21090 before you start any project. Linthicum Heights homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21090 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21090 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,747 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Linthicum Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,747$331,900
Additional Upgrades & Added Features$2381,747$414,875
Major Home Updates or Advancements$2851,747$497,850

It's important to understand that when you estimate your replacement cost of your home in the 21090 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21090

Allstate Insurance - John D. Mc Coy- CIC

Address: 203 Transmission Ct Linthicum Heights, MD 21090
Phone: (410)859-1300
Website:

Best Home & Auto Insurance Agencies in 21090

Ed Smith Ins Agcy Inc - State Farm Insurance Agent

Address: 201 Benton Ave, #204 Linthicum Heights, MD 21090
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

George P Kazmarek Ins Agcy Inc - State Farm Insurance Agent

Address: 201 Benton Ave, #100 Linthicum Heights, MD 21090
Phone:
Website:
Info:

Petraska, Steve - State Farm Insurance Agent

Address: 700 Nursery Rd Linthicum Heights, MD 21090
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/46267209/linthicum_md/petraska_steve_state_farm_insurance_agent.html
Info:

Allstate Insurance - John D. Mc Coy- CIC

Address: 203 Transmission Ct Linthicum, MD 21090
Phone:
Website:
Info:

Housing Demographics for 21090

Population Review for 21090 Zip Code

For the city of Linthicum Heights, the population within 21090 has increased to over 11,875 residents in population size. The current population total is 10,623. We have broken down the population based on race below. In 21090, there are over 5255 in male population and 5368 females.

PopulationValues
Total Population10,623
White Population8372
Black Population659
Hispanic Population583
Asian Population560
Hawaiian Population21
Indian Population53
Other Population275
Male Population5255
Female Population5368
Population Estimate11875

Household Data for 21090

The average number of homes in 21090 is around 4,075, there are an average of 2.59 per household. The average house value according to local real estate values is around $331,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,075
Persons Per Household2.59
Average House Value$331,900
Income Per Household$106793
Median Age40.6
Median Age Male39.0
Median Age Female41.9
21090 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias AbbreviationLINTHICUM HTS
Area Code410/443/667
CityLinthicum Heights
City Alias NameLINTHICUM HEIGHTS
CountyAnne Arundel
County FIPS003
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses622
Number Of Employees27490
Business First Quarter Payroll623149
Business Annual Payroll2415558
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District03
Congressional LandArea304.14
Delivery Residential4585
Delivery Business585
Delivery Total5392
Preferred Last Line KeyV23874
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23874
Land Area6.641000
Water Area0.077000
City Alias Code
City Mixed CaseLinthicum Heights
City Alias Mixed CaseLinthicum Heights
Box Count158
SFDU3397
MFDU385
State ANSI24
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number235346
Unique ZIP Name
SSA State County Code21010
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAnne Arundel

Maryland Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]