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21108 Home Insurance Quotes & Rates

Currently, the 6,520 homes within the 21108 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Maryland is around $914 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Millersville, MD, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 21108.

Maryland is now ranking #29 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Millersville home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Maryland has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 21108 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Millersville, Maryland home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Millersville, MD Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

21108 Home Insurance Average Premiums

Local 21108 homeowners insurance quotes comparison

$664 /yr.

Shows Zip Code: 21108 lowest rates with discounts applied on average.

For the 21108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$664 /yr.
Average Coverage:$914 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1214 /yr.

What is the average home insurance cost for a home in 21108?

  • • The average homeowners insurance premium paid annually for a home in 21108 is around $914 per year.

What does it cost on average per month for home insurance in 21108?

  • • Homeowners in 21108 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 21108?

  • • Autoowners in 21108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Millersville area, check out other zip codes nearby 21108.
Review average rates in another zip code:
21108 homeowners insurance rates

Home Replacement Cost Coverage in 21108

Average Building Cost Per Square Foot in 21108: $190

Location: Millersville, Maryland (Anne Arundel County)

Average Square Footage in 21108: 2,437 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21108 before you start any project. Millersville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,437 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Millersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,437$463,100
Additional Upgrades & Added Features$2382,437$578,875
Major Home Updates or Advancements$2852,437$694,650

It's important to understand that when you estimate your replacement cost of your home in the 21108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21108

Allstate Insurance - Jennifer Marie Duncan

Address: 8258 Veterans Hwy Ste 1a Millersville, MD 21108
Phone: (410)987-9280
Website:

Best Home & Auto Insurance Agencies in 21108

Menikheim- Richard E - State Farm Insurance Agent

Address: 8338 Veterans Hwy, #104b Millersville, MD 21108
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies - Claims Offices- Chesapeake

Address: 1114 Benfield Blvd Millersville, MD 21108
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance-McKnab Insurance Agency Inc.

Address: 479 Old Mill Rd Millersville, MD 21108
Phone:
Website: http://www.agent.allstate.com/80283
Info:

State Farm Insurance

Address: 8338 Veterans Hwy, Ste 103b Millersville, MD 21108
Phone:
Website: http://www.baltimore.citysearch.com/profile/43292045/millersville_md/state_farm_insurance.html
Info:

Insurance, Cheap Low Rates - Insurance Discounters

Address: 8120 Veterans Hwy Millersville, MD 21108
Phone:
Website: http://www.insurancediscounters.vpweb.com/
Info:

Housing Demographics for 21108

Population Review for 21108 Zip Code

For the city of Millersville, the population within 21108 has increased to over 19,630 residents in population size. The current population total is 18,065. We have broken down the population based on race below. In 21108, there are over 8909 in male population and 9156 females.

PopulationValues
Total Population18,065
White Population13526
Black Population2040
Hispanic Population924
Asian Population824
Hawaiian Population12
Indian Population35
Other Population360
Male Population8909
Female Population9156
Population Estimate19630

Household Data for 21108

The average number of homes in 21108 is around 6,520, there are an average of 2.77 per household. The average house value according to local real estate values is around $463,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,520
Persons Per Household2.77
Average House Value$463,100
Income Per Household$131667
Median Age40.2
Median Age Male38.8
Median Age Female42.1
21108 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/410
CityMillersville
City Alias NameMILLERSVILLE
CountyAnne Arundel
County FIPS003
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses559
Number Of Employees6180
Business First Quarter Payroll82463
Business Annual Payroll368105
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District03
Congressional LandArea304.14
Delivery Residential7087
Delivery Business546
Delivery Total7849
Preferred Last Line KeyV23983
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23983
Land Area12.914000
Water Area0.278000
City Alias Code
City Mixed CaseMillersville
City Alias Mixed CaseMillersville
Box Count196
SFDU4607
MFDU296
State ANSI24
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number236138
Unique ZIP Name
SSA State County Code21010
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAnne Arundel

Maryland Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]