Get multiple home insurance quotes in 21117. Our licensed 21117, MD agents are ready to serve you.

21117 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 21117? There are over 23,553 occupied homes in the 21117 area. With a population size of 59,154, it's not uncommon for residence of Owings Mills, MD to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Maryland is around $869 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 21117 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Owings Mills, MD Home Insurance Rate Quotes

21117 Home Insurance Average Premiums

Local 21117 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 21117 lowest rates with discounts applied on average.

For the 21117, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 21117?

  • • The average homeowners insurance premium paid annually for a home in 21117 is around $869 per year.

What does it cost on average per month for home insurance in 21117?

  • • Homeowners in 21117 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 21117?

  • • Autoowners in 21117 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Owings Mills area, check out other zip codes nearby 21117.
Review average rates in another zip code:
21117 homeowners insurance rates

Home Replacement Cost Coverage in 21117

Average Building Cost Per Square Foot in 21117: $190

Location: Owings Mills, Maryland (Baltimore County)

Average Square Footage in 21117: 1,655 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21117 before you start any project. Owings Mills homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21117 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21117 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,655 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Owings Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,655$314,400
Additional Upgrades & Added Features$2381,655$393,000
Major Home Updates or Advancements$2851,655$471,600

It's important to understand that when you estimate your replacement cost of your home in the 21117 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21117

Allstate Insurance - C J Ridgely

Address: 10806 Reisterstown Road Ste 3a Owings Mills, MD 21117
Phone: (410)654-2264
Website:

Best Home & Auto Insurance Agencies in 21117

Norman Bell Agency

Address: 10 Crossroads Dr Owings Mills, MD 21117
Phone:
Website:
Info:

Epps- Kenneth A - State Farm Insurance Agent

Address: 9923 Reisterstown Rd Owings Mills, MD 21117
Phone:
Website:
Info:

James E Flower Ins Agency Inc - State Farm Insurance Agent

Address: 10999 Red Run Blvd Owings Mills, MD 21117
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/43294043/owings_mills_md/james_e_flower_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance - C J Ridgely

Address: 10806 Reisterstown Rd, #3a Owings Mills, MD 21117
Phone:
Website:
Info:

Blue Cross and Blue Shield of Maryland

Address: 10455 Mill Run Cir Owings Mills, MD 21117
Phone:
Website:
Info:

Housing Demographics for 21117

Population Review for 21117 Zip Code

For the city of Owings Mills, the population within 21117 has increased to over 62,832 residents in population size. The current population total is 59,154. We have broken down the population based on race below. In 21117, there are over 26941 in male population and 32213 females.

PopulationValues
Total Population59,154
White Population18406
Black Population30029
Hispanic Population5143
Asian Population3952
Hawaiian Population14
Indian Population284
Other Population2898
Male Population26941
Female Population32213
Population Estimate62832

Household Data for 21117

The average number of homes in 21117 is around 23,553, there are an average of 2.44 per household. The average house value according to local real estate values is around $314,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,553
Persons Per Household2.44
Average House Value$314,400
Income Per Household$94417
Median Age36.5
Median Age Male34.7
Median Age Female38.3
21117 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code667
CityOwings Mills
City Alias NameOWINGS MILLS
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1618
Number Of Employees30786
Business First Quarter Payroll542730
Business Annual Payroll2185871
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District02
Congressional LandArea348.88
Delivery Residential25751
Delivery Business1550
Delivery Total32781
Preferred Last Line KeyV24125
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24125
Land Area29.717000
Water Area0.094000
City Alias Code
City Mixed CaseOwings Mills
City Alias Mixed CaseOwings Mills
Box Count715
SFDU7184
MFDU10756
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number236912
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]