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Searching for Homeowners Insurance in 21152

If you are a homeowners that lives in 21152 you may be searching for more affordable homeowners insurance in Sparks Glencoe. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Sparks Glencoe, MD. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Maryland licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 21152 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sparks Glencoe, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 21152 Home Insurance Costs: medium!

In Sparks Glencoe, homeowners are paying roughly $833 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 21152 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Sparks Glencoe are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 21152 policy right now!

21152 Home Insurance Average Premiums

Local 21152 homeowners insurance quotes comparison

$583 /yr.

Shows Zip Code: 21152 lowest rates with discounts applied on average.

For the 21152, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$583 /yr.
Average Coverage:$833 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1133 /yr.

What is the average home insurance cost for a home in 21152?

  • • The average homeowners insurance premium paid annually for a home in 21152 is around $833 per year.

What does it cost on average per month for home insurance in 21152?

  • • Homeowners in 21152 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 21152?

  • • Autoowners in 21152 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sparks Glencoe area, check out other zip codes nearby 21152.
Review average rates in another zip code:
21152 homeowners insurance rates

Home Replacement Cost Coverage in 21152

Average Building Cost Per Square Foot in 21152: $190

Location: Sparks Glencoe, Maryland (Baltimore County)

Average Square Footage in 21152: 2,221 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21152 before you start any project. Sparks Glencoe homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21152 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21152 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,221 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sparks Glencoe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,221$422,000
Additional Upgrades & Added Features$2382,221$527,500
Major Home Updates or Advancements$2852,221$633,000

It's important to understand that when you estimate your replacement cost of your home in the 21152 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21152

Best Home & Auto Insurance Agencies in 21152

Insure One

Address: 913 Ridgebrook Rd Sparks Glencoe, MD 21152
Phone:
Website: http://www.insureoneinc.com/
Info:

Housing Demographics for 21152

Population Review for 21152 Zip Code

For the city of Sparks Glencoe, the population within 21152 has increased to over 6,026 residents in population size. The current population total is 6,045. We have broken down the population based on race below. In 21152, there are over 2751 in male population and 3294 females.

PopulationValues
Total Population6,045
White Population5018
Black Population224
Hispanic Population222
Asian Population401
Hawaiian Population3
Indian Population11
Other Population70
Male Population2751
Female Population3294
Population Estimate6026

Household Data for 21152

The average number of homes in 21152 is around 2,443, there are an average of 2.44 per household. The average house value according to local real estate values is around $422,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,443
Persons Per Household2.44
Average House Value$422,000
Income Per Household$105304
Median Age42.5
Median Age Male40.9
Median Age Female43.2
21152 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias AbbreviationSPARKS GLENCO
Area Code443/410/667
CitySparks Glencoe
City Alias NameSPARKS GLENCOE
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses220
Number Of Employees6926
Business First Quarter Payroll177611
Business Annual Payroll752946
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District02
Congressional LandArea348.88
Delivery Residential2470
Delivery Business137
Delivery Total2806
Preferred Last Line KeyV24404
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24404
Land Area24.199000
Water Area0.081000
City Alias Code
City Mixed CaseSparks Glencoe
City Alias Mixed CaseSparks Glencoe
Box Count124
SFDU1228
MFDU690
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number238568
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]