Get multiple home insurance quotes in 21201. Our licensed 21201, MD agents are ready to serve you.

Home Insurance Quotes in 21201

Are you shopping for a cheaper homeowners insurance rate in 21201? Our rates are very competitive for homeowners living in Baltimore, MD. Many homeowners located in the 21201 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 21201. To get free 21201 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 21201 zip code should appear in the zip code field ready to go. Shopping Baltimore, MD Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 21201 to review the best rate coverages.

Your 21201 Home Insurance Costs Is Rated: Medium!

For the great city of Baltimore, the average home insurance premium paid annually is around $905 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Maryland specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Baltimore and need insurance on your home in the 21201 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 21201 Homeowners Insurance Rates Now!

21201 Home Insurance Average Premiums

Local 21201 homeowners insurance quotes comparison

$655 /yr.

Shows Zip Code: 21201 lowest rates with discounts applied on average.

For the 21201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$655 /yr.
Average Coverage:$905 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1205 /yr.

What is the average home insurance cost for a home in 21201?

  • • The average homeowners insurance premium paid annually for a home in 21201 is around $905 per year.

What does it cost on average per month for home insurance in 21201?

  • • Homeowners in 21201 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 21201?

  • • Autoowners in 21201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baltimore area, check out other zip codes nearby 21201.
Review average rates in another zip code:
21251 homeowners insurance rates
21218 homeowners insurance rates
21215 homeowners insurance rates
21205 homeowners insurance rates
21214 homeowners insurance rates
21206 homeowners insurance rates
21216 homeowners insurance rates
21250 homeowners insurance rates
21209 homeowners insurance rates
21230 homeowners insurance rates

Home Replacement Cost Coverage in 21201

Average Building Cost Per Square Foot in 21201: $190

Location: Baltimore, Maryland (Baltimore City County)

Average Square Footage in 21201: 1,341 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21201 before you start any project. Baltimore homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,341 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baltimore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,341$254,800
Additional Upgrades & Added Features$2381,341$318,500
Major Home Updates or Advancements$2851,341$382,200

It's important to understand that when you estimate your replacement cost of your home in the 21201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21201

Ali Baba Insurance / Bail Bond Service

Address: 10 West Lanvale Street Baltimore, MD 21201
Phone: (443)919-5355
Website:

Best Home & Auto Insurance Agencies in 21201

Cheap Car Insurance

Address: Baltimore, MD 21201
Phone:
Website: http://www.cheapcarinsuranceco.com/
Info:

Ali Baba Insurance / Bail Bond Service

Address: 10 W Lanvale St Baltimore, MD 21201
Phone:
Website:
Info:

ACE Cash Express

Address: 407 W Baltimore St Baltimore, MD 21201
Phone:
Website: http://www.acecashexpress.com/
Info:

Rider Insurance

Address: 11 S Charles St Baltimore, MD 21201
Phone:
Website: http://www.insuranceagencybaltimore.com/
Info:

Housing Demographics for 21201

Population Review for 21201 Zip Code

For the city of Baltimore, the population within 21201 has increased to over 20,570 residents in population size. The current population total is 18,382. We have broken down the population based on race below. In 21201, there are over 8662 in male population and 9720 females.

PopulationValues
Total Population18,382
White Population5422
Black Population9698
Hispanic Population931
Asian Population1695
Hawaiian Population9
Indian Population53
Other Population334
Male Population8662
Female Population9720
Population Estimate20570

Household Data for 21201

The average number of homes in 21201 is around 11,090, there are an average of 1.61 per household. The average house value according to local real estate values is around $254,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,090
Persons Per Household1.61
Average House Value$254,800
Income Per Household$40932
Median Age32.7
Median Age Male33.8
Median Age Female31.7
21201 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/410/667/301
CityBaltimore
City Alias NameBALTIMORE
CountyBaltimore City
County FIPS510
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1167
Number Of Employees35047
Business First Quarter Payroll649824
Business Annual Payroll2781489
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District07
Congressional LandArea488.03
Delivery Residential12777
Delivery Business2035
Delivery Total15640
Preferred Last Line KeyV22932
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV22932
Land Area1.270000
Water Area0.000000
City Alias Code
City Mixed CaseBaltimore
City Alias Mixed CaseBaltimore
Box Count0
SFDU2310
MFDU9443
State ANSI24
County ANSI510
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230378
Unique ZIP Name
SSA State County Code21030
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore City

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]