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21208 Home Insurance Rates & Premiums
Did you know there are over 35,007 people living within the 21208 zip code area? There are over 14,554 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 21208.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Maryland are on the rise. The estimated average premium is around $828 a year for a standard homeowners insurance policy in Pikesville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
21208 Home Insurance Average Premiums
$578 /yr.
Shows Zip Code: 21208 lowest rates with discounts applied on average.
For the 21208, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $578 /yr. |
| Average Coverage: | $828 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1128 /yr. |
What is the average home insurance cost for a home in 21208?
- • The average homeowners insurance premium paid annually for a home in 21208 is around $828 per year.
What does it cost on average per month for home insurance in 21208?
- • Homeowners in 21208 pay a monthly average cost per month around $69.00.
What kind of discount could I get if I combine my home and auto insurance together in 21208?
- • Autoowners in 21208 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Pikesville area, check out other zip codes nearby 21208.
Review average rates in another zip code:
21208 homeowners insurance rates
Home Replacement Cost Coverage in 21208
Average Building Cost Per Square Foot in 21208: $190
Location: Pikesville, Maryland (Baltimore County)Average Square Footage in 21208: 1,379 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 21208 before you start any project. Pikesville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21208 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 21208 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,379 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pikesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $190 | 1,379 | $262,100 |
| Additional Upgrades & Added Features | $238 | 1,379 | $327,625 |
| Major Home Updates or Advancements | $285 | 1,379 | $393,150 |
It's important to understand that when you estimate your replacement cost of your home in the 21208 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 21208
Best Home & Auto Insurance Agencies in 21208
MOSE 2nd
Address: 106 Old Court Rd Pikesville, MD 21208Phone:
Website:
Info:
Hollenbaugh- Gary E - State Farm Insurance Agent
Address: 12 Sudbrook Ln Pikesville, MD 21208Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Foland-McCoy Insurance Agency
Address: 600 Reisterstown Rd, Lbby 4 Pikesville, MD 21208Phone:
Website:
Info:
Layton CO
Address: 106 Old Court Rd, #301 Pikesville, MD 21208Phone:
Website:
Info:
Housing Demographics for 21208
Population Review for 21208 Zip Code
For the city of Pikesville, the population within 21208 has increased to over 35,728 residents in population size. The current population total is 35,007. We have broken down the population based on race below. In 21208, there are over 16069 in male population and 18938 females.
| Population | Values |
|---|---|
| Total Population | 35,007 |
| White Population | 16674 |
| Black Population | 14952 |
| Hispanic Population | 1633 |
| Asian Population | 851 |
| Hawaiian Population | 12 |
| Indian Population | 75 |
| Other Population | 884 |
| Male Population | 16069 |
| Female Population | 18938 |
| Population Estimate | 35728 |
Household Data for 21208
The average number of homes in 21208 is around 14,554, there are an average of 2.33 per household. The average house value according to local real estate values is around $262,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 14,554 |
| Persons Per Household | 2.33 |
| Average House Value | $262,100 |
| Income Per Household | $87912 |
| Median Age | 46.5 |
| Median Age Male | 42.3 |
| Median Age Female | 50.0 |
| 21208 Details | Values |
|---|---|
| State | MD |
| State Full Name | Maryland |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 410/443/667 |
| City | Pikesville |
| City Alias Name | PIKESVILLE |
| County | Baltimore |
| County FIPS | 005 |
| State FIPS | 24 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 8872 |
| PMSA | 0720 |
| CSA | 548 |
| CBSA | 12580 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Baltimore-Columbia-Towson, MD |
| MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
| PMSA_Name | Baltimore, MD PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1168 |
| Number Of Employees | 12076 |
| Business First Quarter Payroll | 124544 |
| Business Annual Payroll | 573870 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 2710489 |
| CBSA Division Population | 0 |
| Congressional District | 02|07 |
| Congressional LandArea | 348.88|488.03 |
| Delivery Residential | 15334 |
| Delivery Business | 1123 |
| Delivery Total | 19132 |
| Preferred Last Line Key | V27312 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
| CBSA_DIV_Name | |
| City State Key | V27312 |
| Land Area | 12.557000 |
| Water Area | 0.025000 |
| City Alias Code | |
| City Mixed Case | Pikesville |
| City Alias Mixed Case | Pikesville |
| Box Count | 0 |
| SFDU | 7252 |
| MFDU | 5057 |
| State ANSI | 24 |
| County ANSI | 005 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 230378 |
| Unique ZIP Name | |
| SSA State County Code | 21020 |
| Medicare CBSA Code | 12580 |
| Medicare CBSA Name | Baltimore-Columbia-Towson, MD |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Baltimore |
Maryland Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]