21212, MD Home Insurance

In the zip code of 21212, the population size is around 32,317, which consists of 12,904 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Baltimore, MD. A few years ago, a study was done and found that the average home insurance rates for Maryland are around $843 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 21212 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Baltimore. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Baltimore, MD Homeowners Insurance Online Rates Today!

21212 Home Insurance Average Premiums

Local 21212 homeowners insurance quotes comparison

$593 /yr.

Shows Zip Code: 21212 lowest rates with discounts applied on average.

For the 21212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$593 /yr.
Average Coverage:	$843 /yr.
2600 sq. ft. or higher (all discounts applied)	$1143 /yr.

What is the average home insurance cost for a home in 21212?

• The average homeowners insurance premium paid annually for a home in 21212 is around $843 per year.

What does it cost on average per month for home insurance in 21212?

• Homeowners in 21212 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 21212?

• Autoowners in 21212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baltimore area, check out other zip codes nearby 21212.
Review average rates in another zip code:
21229 homeowners insurance rates
21206 homeowners insurance rates
21223 homeowners insurance rates
21209 homeowners insurance rates
21212 homeowners insurance rates
21239 homeowners insurance rates
21210 homeowners insurance rates
21231 homeowners insurance rates
21214 homeowners insurance rates
21205 homeowners insurance rates

Home Replacement Cost Coverage in 21212

Average Building Cost Per Square Foot in 21212: $190

Location: Baltimore, Maryland (Baltimore City County)

Average Square Footage in 21212: 1,606 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21212 before you start any project. Baltimore homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,606 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baltimore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$190	1,606	$305,200
Additional Upgrades & Added Features	$238	1,606	$381,500
Major Home Updates or Advancements	$285	1,606	$457,800

Calculate Your Dwelling Coverage in 21212

It's important to understand that when you estimate your replacement cost of your home in the 21212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 21212

L & K Insurance Agency

Address: 5900 York Rd Baltimore, MD 21212
Phone:
Website: http://www.l-k-insurance.com/
Info:

Beam- Jeffrey R - State Farm Insurance Agent

Address: 6301 N Charles St, #suite2 Baltimore, MD 21212
Phone:
Website: http://www.jeffbeam.com
Info:

Valerie R Cherry Ins Agcy Inc - State Farm Insurance Agent

Address: 6800 York Rd Baltimore, MD 21212
Phone:
Website:
Info:

Accu - Rate Insurance Agency

Address: 6505 York Rd Baltimore, MD 21212
Phone:
Website: http://www.accurateagency.com/
Info:

Esquire Insurance Agency Agency

Address: 6600 York Rd Baltimore, MD 21212
Phone:
Website:
Info:

Housing Demographics for 21212

Population Review for 21212 Zip Code

For the city of Baltimore, the population within 21212 has increased to over 31,368 residents in population size. The current population total is 32,317. We have broken down the population based on race below. In 21212, there are over 15009 in male population and 17308 females.

Population	Values
Total Population	32,317
White Population	16642
Black Population	11643
Hispanic Population	1531
Asian Population	1457
Hawaiian Population	4
Indian Population	54
Other Population	562
Male Population	15009
Female Population	17308
Population Estimate	31368

Household Data for 21212

The average number of homes in 21212 is around 12,904, there are an average of 2.41 per household. The average house value according to local real estate values is around $305,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,904
Persons Per Household	2.41
Average House Value	$305,200
Income Per Household	$88679
Median Age	38.6
Median Age Male	37.0
Median Age Female	39.9

21212 Details	Values
State	MD
State Full Name	Maryland
City Type	P
City Alias Abbreviation
Area Code	443/667/410
City	Baltimore
City Alias Name	BALTIMORE
County	Baltimore City
County FIPS	510
State FIPS	24
Time Zone	5
Day Light Saving	Y
MSA	8872
PMSA	0720
CSA	548
CBSA	12580
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Baltimore-Columbia-Towson, MD
MSA_Name	Washington-Baltimore, DC-MD-VA-WV CMSA
PMSA_Name	Baltimore, MD PMSA
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	492
Number Of Employees	4785
Business First Quarter Payroll	46471
Business Annual Payroll	205885
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2710489
CBSA Division Population	0
Congressional District	02\|07
Congressional LandArea	348.88\|488.03
Delivery Residential	13016
Delivery Business	511
Delivery Total	14018
Preferred Last Line Key	V22932
Classification Code
Multi-County	Y
CSA Name	Washington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State Key	V22932
Land Area	4.586000
Water Area	0.003000
City Alias Code
City Mixed Case	Baltimore
City Alias Mixed Case	Baltimore
Box Count	132
SFDU	10342
MFDU	2087
State ANSI	24
County ANSI	510
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	230378
Unique ZIP Name
SSA State County Code	21030
Medicare CBSA Code	12580
Medicare CBSA Name	Baltimore-Columbia-Towson, MD
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Baltimore City

Maryland Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 21212!