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21252 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 21252? There are over 15 occupied homes in the 21252 area. With a population size of 5,775, it's not uncommon for residence of Towson, MD to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Maryland is around $847 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 21252 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Towson, MD Home Insurance Rate Quotes

21252 Home Insurance Average Premiums

Local 21252 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 21252 lowest rates with discounts applied on average.

For the 21252, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1147 /yr.

What is the average home insurance cost for a home in 21252?

  • • The average homeowners insurance premium paid annually for a home in 21252 is around $847 per year.

What does it cost on average per month for home insurance in 21252?

  • • Homeowners in 21252 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 21252?

  • • Autoowners in 21252 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Towson area, check out other zip codes nearby 21252.
Review average rates in another zip code:
21252 homeowners insurance rates
21286 homeowners insurance rates
21204 homeowners insurance rates

Home Replacement Cost Coverage in 21252

Average Building Cost Per Square Foot in 21252: $190

Location: Towson, Maryland (Baltimore County)

Average Square Footage in 21252: 868 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21252 before you start any project. Towson homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21252 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21252 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 868 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Towson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190868$165,000
Additional Upgrades & Added Features$238868$206,250
Major Home Updates or Advancements$285868$247,500

It's important to understand that when you estimate your replacement cost of your home in the 21252 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21252

Best Home & Auto Insurance Agencies in 21252

Housing Demographics for 21252

Population Review for 21252 Zip Code

For the city of Towson, the population within 21252 has increased to over 0 residents in population size. The current population total is 5,775. We have broken down the population based on race below. In 21252, there are over 2080 in male population and 3695 females.

PopulationValues
Total Population5,775
White Population2685
Black Population2308
Hispanic Population422
Asian Population270
Hawaiian Population1
Indian Population8
Other Population176
Male Population2080
Female Population3695
Population Estimate0

Household Data for 21252

The average number of homes in 21252 is around 15, there are an average of 2.67 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15
Persons Per Household2.67
Average House Value$165,000
Income Per Household$0
Median Age19.8
Median Age Male19.8
Median Age Female19.8
21252 DetailsValues
StateMD
State Full NameMaryland
City TypeB
City Alias Abbreviation
Area Code410/443/667
CityTowson
City Alias NameTOWSON
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees420
Business First Quarter Payroll1684
Business Annual Payroll6122
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District02
Congressional LandArea348.88
Delivery Residential0
Delivery Business0
Delivery Total0
Preferred Last Line KeyV27634
Classification CodeU
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV27634
Land Area0.249000
Water Area0.000000
City Alias CodeU
City Mixed CaseTowson
City Alias Mixed CaseTowson
Box Count0
SFDU0
MFDU0
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number230378
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]