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Compare 21650 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Massey just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 88 neighbors looking to save on their home insurance policy in the local 21650 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 21650. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Massey, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Massey, MD

21650 Home Insurance Average Premiums

Local 21650 homeowners insurance quotes comparison

$637 /yr.

Shows Zip Code: 21650 lowest rates with discounts applied on average.

For the 21650, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$637 /yr.
Average Coverage:$887 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1187 /yr.

What is the average home insurance cost for a home in 21650?

  • • The average homeowners insurance premium paid annually for a home in 21650 is around $887 per year.

What does it cost on average per month for home insurance in 21650?

  • • Homeowners in 21650 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 21650?

  • • Autoowners in 21650 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Massey area, check out other zip codes nearby 21650.
Review average rates in another zip code:
21650 homeowners insurance rates

Home Replacement Cost Coverage in 21650

Average Building Cost Per Square Foot in 21650: $190

Location: Massey, Maryland (Kent County)

Average Square Footage in 21650: 394 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21650 before you start any project. Massey homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21650 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21650 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 394 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Massey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190394$74,900
Additional Upgrades & Added Features$238394$93,625
Major Home Updates or Advancements$285394$112,350

It's important to understand that when you estimate your replacement cost of your home in the 21650 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21650

Best Home & Auto Insurance Agencies in 21650

Housing Demographics for 21650

Population Review for 21650 Zip Code

For the city of Massey, the population within 21650 has increased to over 182 residents in population size. The current population total is 206. We have broken down the population based on race below. In 21650, there are over 98 in male population and 108 females.

PopulationValues
Total Population206
White Population153
Black Population6
Hispanic Population42
Asian Population2
Hawaiian Population0
Indian Population0
Other Population22
Male Population98
Female Population108
Population Estimate182

Household Data for 21650

The average number of homes in 21650 is around 88, there are an average of 2.34 per household. The average house value according to local real estate values is around $74,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode88
Persons Per Household2.34
Average House Value$74,900
Income Per Household$86282
Median Age39.0
Median Age Male44.5
Median Age Female36.3
21650 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code667/410
CityMassey
City Alias NameMASSEY
CountyKent
County FIPS029
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees93
Business First Quarter Payroll907
Business Annual Payroll3960
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential78
Delivery Business4
Delivery Total179
Preferred Last Line KeyV23940
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV23940
Land Area9.660000
Water Area0.048000
City Alias Code
City Mixed CaseMassey
City Alias Mixed CaseMassey
Box Count22
SFDU78
MFDU0
State ANSI24
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number235958
Unique ZIP Name
SSA State County Code21140
Medicare CBSA Code99921
Medicare CBSA NameRural Areas in MD
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseKent

Maryland Homeowners Insurance News & Information

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