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21652, MD Home Insurance

In the zip code of 21652, the population size is around 161, which consists of 76 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Neavitt, MD. A few years ago, a study was done and found that the average home insurance rates for Maryland are around $946 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 21652 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Neavitt. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Neavitt, MD Homeowners Insurance Online Rates Today!

21652 Home Insurance Average Premiums

Local 21652 homeowners insurance quotes comparison

$696 /yr.

Shows Zip Code: 21652 lowest rates with discounts applied on average.

For the 21652, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$696 /yr.
Average Coverage:$946 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1246 /yr.

What is the average home insurance cost for a home in 21652?

  • • The average homeowners insurance premium paid annually for a home in 21652 is around $946 per year.

What does it cost on average per month for home insurance in 21652?

  • • Homeowners in 21652 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 21652?

  • • Autoowners in 21652 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Neavitt area, check out other zip codes nearby 21652.
Review average rates in another zip code:
21652 homeowners insurance rates

Home Replacement Cost Coverage in 21652

Average Building Cost Per Square Foot in 21652: $190

Location: Neavitt, Maryland (Talbot County)

Average Square Footage in 21652: 2,522 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21652 before you start any project. Neavitt homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21652 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21652 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,522 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Neavitt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,522$479,100
Additional Upgrades & Added Features$2382,522$598,875
Major Home Updates or Advancements$2852,522$718,650

It's important to understand that when you estimate your replacement cost of your home in the 21652 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21652

Best Home & Auto Insurance Agencies in 21652

Housing Demographics for 21652

Population Review for 21652 Zip Code

For the city of Neavitt, the population within 21652 has increased to over 0 residents in population size. The current population total is 161. We have broken down the population based on race below. In 21652, there are over 78 in male population and 83 females.

PopulationValues
Total Population161
White Population157
Black Population3
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population78
Female Population83
Population Estimate0

Household Data for 21652

The average number of homes in 21652 is around 76, there are an average of 2.12 per household. The average house value according to local real estate values is around $479,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode76
Persons Per Household2.12
Average House Value$479,100
Income Per Household$110846
Median Age60.1
Median Age Male62.3
Median Age Female57.8
21652 DetailsValues
StateMD
State Full NameMaryland
City TypeZ
City Alias Abbreviation
Area Code667/410
CityNeavitt
City Alias NameNEAVITT
CountyTalbot
County FIPS041
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA20660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEaston, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees10
Business First Quarter Payroll128
Business Annual Payroll799
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37782
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential0
Delivery Business0
Delivery Total130
Preferred Last Line KeyV24048
Classification CodeP
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24048
Land Area0.523000
Water Area1.024000
City Alias Code
City Mixed CaseNeavitt
City Alias Mixed CaseNeavitt
Box Count127
SFDU0
MFDU0
State ANSI24
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number236498
Unique ZIP Name
SSA State County Code21200
Medicare CBSA Code99921
Medicare CBSA NameRural Areas in MD
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseTalbot

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]