Get multiple home insurance quotes in 21711. Our licensed 21711, MD agents are ready to serve you.

21711, MD Homeowners Insurance Rates

With a population size of 1,108 and with 417 occupied homes in the 21711 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Big Pool, MD are around $905 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Big Pool, Maryland. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Maryland home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Big Pool, MD.

For Maryland home insurance information, including average Big Pool home insurance rates, coverage options or the different homeowners insurance types, please select Big Pool, MD Home Insurance Quotes Now!

21711 Home Insurance Average Premiums

Local 21711 homeowners insurance quotes comparison

$655 /yr.

Shows Zip Code: 21711 lowest rates with discounts applied on average.

For the 21711, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$655 /yr.
Average Coverage:$905 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1205 /yr.

What is the average home insurance cost for a home in 21711?

  • • The average homeowners insurance premium paid annually for a home in 21711 is around $905 per year.

What does it cost on average per month for home insurance in 21711?

  • • Homeowners in 21711 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 21711?

  • • Autoowners in 21711 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Big Pool area, check out other zip codes nearby 21711.
Review average rates in another zip code:
21711 homeowners insurance rates

Home Replacement Cost Coverage in 21711

Average Building Cost Per Square Foot in 21711: $190

Location: Big Pool, Maryland (Washington County)

Average Square Footage in 21711: 1,206 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21711 before you start any project. Big Pool homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21711 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21711 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,206 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Big Pool area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,206$229,200
Additional Upgrades & Added Features$2381,206$286,500
Major Home Updates or Advancements$2851,206$343,800

It's important to understand that when you estimate your replacement cost of your home in the 21711 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21711

Best Home & Auto Insurance Agencies in 21711

Housing Demographics for 21711

Population Review for 21711 Zip Code

For the city of Big Pool, the population within 21711 has increased to over 1,079 residents in population size. The current population total is 1,108. We have broken down the population based on race below. In 21711, there are over 625 in male population and 483 females.

PopulationValues
Total Population1,108
White Population1031
Black Population10
Hispanic Population20
Asian Population3
Hawaiian Population1
Indian Population3
Other Population12
Male Population625
Female Population483
Population Estimate1079

Household Data for 21711

The average number of homes in 21711 is around 417, there are an average of 2.66 per household. The average house value according to local real estate values is around $229,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode417
Persons Per Household2.66
Average House Value$229,200
Income Per Household$81776
Median Age47.1
Median Age Male46.4
Median Age Female48.8
21711 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityBig Pool
City Alias NameBIG POOL
CountyWashington
County FIPS043
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA3180
CSA548
CBSA25180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHagerstown-Martinsburg, MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameHagerstown, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees138
Business First Quarter Payroll1096
Business Annual Payroll5906
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population269140
CBSA Division Population0
Congressional District06
Congressional LandArea1950.26
Delivery Residential406
Delivery Business8
Delivery Total529
Preferred Last Line KeyV22990
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV22990
Land Area24.564000
Water Area0.683000
City Alias Code
City Mixed CaseBig Pool
City Alias Mixed CaseBig Pool
Box Count3
SFDU406
MFDU0
State ANSI24
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number230720
Unique ZIP Name
SSA State County Code21210
Medicare CBSA Code25180
Medicare CBSA NameHagerstown-Martinsburg, MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWashington

Maryland Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]