Get multiple home insurance quotes in 21767. Our licensed 21767, MD agents are ready to serve you.

21767 Home Insurance Rates & Premiums

Did you know there are over 1,150 people living within the 21767 zip code area? There are over 526 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 21767.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Maryland are on the rise. The estimated average premium is around $894 a year for a standard homeowners insurance policy in Maugansville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Maugansville, MD Homeowners Insurance Quotes Online

21767 Home Insurance Average Premiums

Local 21767 homeowners insurance quotes comparison

$644 /yr.

Shows Zip Code: 21767 lowest rates with discounts applied on average.

For the 21767, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$644 /yr.
Average Coverage:$894 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1194 /yr.

What is the average home insurance cost for a home in 21767?

  • • The average homeowners insurance premium paid annually for a home in 21767 is around $894 per year.

What does it cost on average per month for home insurance in 21767?

  • • Homeowners in 21767 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 21767?

  • • Autoowners in 21767 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maugansville area, check out other zip codes nearby 21767.
Review average rates in another zip code:
21767 homeowners insurance rates

Home Replacement Cost Coverage in 21767

Average Building Cost Per Square Foot in 21767: $190

Location: Maugansville, Maryland (Washington County)

Average Square Footage in 21767: 917 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21767 before you start any project. Maugansville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21767 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21767 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 917 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maugansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190917$174,300
Additional Upgrades & Added Features$238917$217,875
Major Home Updates or Advancements$285917$261,450

It's important to understand that when you estimate your replacement cost of your home in the 21767 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21767

Best Home & Auto Insurance Agencies in 21767

Guyton- Dwight W

Address: 13801 Maugansville Rd Maugansville, MD 21767
Phone:
Website:
Info:

Housing Demographics for 21767

Population Review for 21767 Zip Code

For the city of Maugansville, the population within 21767 has increased to over 730 residents in population size. The current population total is 1,150. We have broken down the population based on race below. In 21767, there are over 536 in male population and 614 females.

PopulationValues
Total Population1,150
White Population953
Black Population62
Hispanic Population77
Asian Population16
Hawaiian Population0
Indian Population7
Other Population25
Male Population536
Female Population614
Population Estimate730

Household Data for 21767

The average number of homes in 21767 is around 526, there are an average of 2.18 per household. The average house value according to local real estate values is around $174,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode526
Persons Per Household2.18
Average House Value$174,300
Income Per Household$44018
Median Age45.2
Median Age Male37.1
Median Age Female50.0
21767 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityMaugansville
City Alias NameMAUGANSVILLE
CountyWashington
County FIPS043
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA3180
CSA548
CBSA25180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHagerstown-Martinsburg, MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameHagerstown, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees97
Business First Quarter Payroll883
Business Annual Payroll4223
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population269140
CBSA Division Population0
Congressional District06
Congressional LandArea1950.26
Delivery Residential335
Delivery Business2
Delivery Total738
Preferred Last Line KeyV23941
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23941
Land Area0.344000
Water Area0.000000
City Alias Code
City Mixed CaseMaugansville
City Alias Mixed CaseMaugansville
Box Count337
SFDU208
MFDU0
State ANSI24
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number235976
Unique ZIP Name
SSA State County Code21210
Medicare CBSA Code25180
Medicare CBSA NameHagerstown-Martinsburg, MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWashington

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]