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Compare 21770 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Monrovia just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,511 neighbors looking to save on their home insurance policy in the local 21770 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 21770. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Monrovia, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Monrovia, MD

21770 Home Insurance Average Premiums

Local 21770 homeowners insurance quotes comparison

$536 /yr.

Shows Zip Code: 21770 lowest rates with discounts applied on average.

For the 21770, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$536 /yr.
Average Coverage:$786 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1086 /yr.

What is the average home insurance cost for a home in 21770?

  • • The average homeowners insurance premium paid annually for a home in 21770 is around $786 per year.

What does it cost on average per month for home insurance in 21770?

  • • Homeowners in 21770 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 21770?

  • • Autoowners in 21770 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monrovia area, check out other zip codes nearby 21770.
Review average rates in another zip code:
21770 homeowners insurance rates

Home Replacement Cost Coverage in 21770

Average Building Cost Per Square Foot in 21770: $190

Location: Monrovia, Maryland (Frederick County)

Average Square Footage in 21770: 2,622 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21770 before you start any project. Monrovia homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21770 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21770 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,622 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monrovia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,622$498,100
Additional Upgrades & Added Features$2382,622$622,625
Major Home Updates or Advancements$2852,622$747,150

It's important to understand that when you estimate your replacement cost of your home in the 21770 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21770

Best Home & Auto Insurance Agencies in 21770

Pullen Kelly

Address: 11801 Fingerboard Rd Monrovia, MD 21770
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 21770

Population Review for 21770 Zip Code

For the city of Monrovia, the population within 21770 has increased to over 8,894 residents in population size. The current population total is 7,575. We have broken down the population based on race below. In 21770, there are over 3769 in male population and 3806 females.

PopulationValues
Total Population7,575
White Population5700
Black Population446
Hispanic Population661
Asian Population529
Hawaiian Population0
Indian Population23
Other Population243
Male Population3769
Female Population3806
Population Estimate8894

Household Data for 21770

The average number of homes in 21770 is around 2,511, there are an average of 3.01 per household. The average house value according to local real estate values is around $498,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,511
Persons Per Household3.01
Average House Value$498,100
Income Per Household$159091
Median Age39.5
Median Age Male38.8
Median Age Female39.8
21770 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityMonrovia
City Alias NameMONROVIA
CountyFrederick
County FIPS021
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses138
Number Of Employees1496
Business First Quarter Payroll17322
Business Annual Payroll77969
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District06
Congressional LandArea1950.26
Delivery Residential2955
Delivery Business86
Delivery Total3673
Preferred Last Line KeyV23990
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV23990
Land Area11.450000
Water Area0.010000
City Alias Code
City Mixed CaseMonrovia
City Alias Mixed CaseMonrovia
Box Count107
SFDU1874
MFDU0
State ANSI24
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number236228
Unique ZIP Name
SSA State County Code21100
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFrederick

Maryland Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]