Compare quotes for your home in 21771! Compare the best 12 carriers in minutes.
21771 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 21771 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mount Airy, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 21771 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Maryland, like average Mount Airy homeowners insurance rates, coverage options or home insurance types, please select Mount Airy, MD Home Insurance Rates Online!
21771 Home Insurance Average Premiums
$607 /yr.
Shows Zip Code: 21771 lowest rates with discounts applied on average.
For the 21771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $607 /yr. |
| Average Coverage: | $857 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1157 /yr. |
What is the average home insurance cost for a home in 21771?
- • The average homeowners insurance premium paid annually for a home in 21771 is around $857 per year.
What does it cost on average per month for home insurance in 21771?
- • Homeowners in 21771 pay a monthly average cost per month around $71.00.
What kind of discount could I get if I combine my home and auto insurance together in 21771?
- • Autoowners in 21771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Mount Airy area, check out other zip codes nearby 21771.
Review average rates in another zip code:
21771 homeowners insurance rates
Home Replacement Cost Coverage in 21771
Average Building Cost Per Square Foot in 21771: $190
Location: Mount Airy, Maryland (Frederick County)Average Square Footage in 21771: 2,285 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 21771 before you start any project. Mount Airy homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 21771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,285 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Airy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $190 | 2,285 | $434,200 |
| Additional Upgrades & Added Features | $238 | 2,285 | $542,750 |
| Major Home Updates or Advancements | $285 | 2,285 | $651,300 |
It's important to understand that when you estimate your replacement cost of your home in the 21771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 21771
Debora J. Harker Agency
Address: 101 Ridgeside Ct Mount Airy, MD 21771Phone: (301)831-0223
Website:
Allstate Insurance-Patti Ayton
Address: 509a E Ridgeville Blvd Mount Airy, MD 21771Phone: (301)829-5758
Website: agent.allstate.com/43337
Best Home & Auto Insurance Agencies in 21771
Allstate Insurance-Patti Ayton
Address: 509 E Ridgeville Blvd Mt Airy, MD 21771Phone:
Website: http://www.agent.allstate.com/43337
Info:
Cates- Cheryl A
Address: 14 Park Ave Mt Airy, MD 21771Phone:
Website:
Info:
Russell Insurance Group
Address: 2526 W Liberty Rd Mt Airy, MD 21771Phone:
Website:
Info:
Debora J. Harker Agency
Address: 101 Ridgeside Ct Mt Airy, MD 21771Phone:
Website:
Info:
Housing Demographics for 21771
Population Review for 21771 Zip Code
For the city of Mount Airy, the population within 21771 has increased to over 31,714 residents in population size. The current population total is 30,697. We have broken down the population based on race below. In 21771, there are over 15294 in male population and 15403 females.
| Population | Values |
|---|---|
| Total Population | 30,697 |
| White Population | 26261 |
| Black Population | 711 |
| Hispanic Population | 1994 |
| Asian Population | 579 |
| Hawaiian Population | 8 |
| Indian Population | 91 |
| Other Population | 738 |
| Male Population | 15294 |
| Female Population | 15403 |
| Population Estimate | 31714 |
Household Data for 21771
The average number of homes in 21771 is around 10,613, there are an average of 2.88 per household. The average house value according to local real estate values is around $434,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,613 |
| Persons Per Household | 2.88 |
| Average House Value | $434,200 |
| Income Per Household | $137500 |
| Median Age | 43.2 |
| Median Age Male | 42.3 |
| Median Age Female | 43.8 |
| 21771 Details | Values |
|---|---|
| State | MD |
| State Full Name | Maryland |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 240/301 |
| City | Mount Airy |
| City Alias Name | MOUNT AIRY |
| County | Frederick |
| County FIPS | 021 |
| State FIPS | 24 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 8872 |
| PMSA | 8840 |
| CSA | 548 |
| CBSA | 47900 |
| CBSA_DIV | 23224 |
| CBSA_Type | Metro |
| CBSA_Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
| MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
| PMSA_Name | Washington, DC-MD-VA-WV PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 747 |
| Number Of Employees | 7095 |
| Business First Quarter Payroll | 75012 |
| Business Annual Payroll | 342585 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5582170 |
| CBSA Division Population | 1205162 |
| Congressional District | 02|03|06|08 |
| Congressional LandArea | 348.88|304.14|1950.26|859.85 |
| Delivery Residential | 11012 |
| Delivery Business | 479 |
| Delivery Total | 12786 |
| Preferred Last Line Key | V24008 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
| CBSA_DIV_Name | Frederick-Gaithersburg-Bethesda, MD |
| City State Key | V24008 |
| Land Area | 89.520000 |
| Water Area | 0.179000 |
| City Alias Code | |
| City Mixed Case | Mount Airy |
| City Alias Mixed Case | Mount Airy |
| Box Count | 236 |
| SFDU | 9353 |
| MFDU | 106 |
| State ANSI | 24 |
| County ANSI | 021 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | D |
| Finance Number | 236282 |
| Unique ZIP Name | |
| SSA State County Code | 21100 |
| Medicare CBSA Code | 23224 |
| Medicare CBSA Name | Frederick-Gaithersburg-Rockville, MD |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Frederick |
Maryland Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]