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21773, MD Home Insurance

In the zip code of 21773, the population size is around 5,410, which consists of 1,962 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Myersville, MD. A few years ago, a study was done and found that the average home insurance rates for Maryland are around $892 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 21773 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Myersville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Myersville, MD Homeowners Insurance Online Rates Today!

21773 Home Insurance Average Premiums

Local 21773 homeowners insurance quotes comparison

$642 /yr.

Shows Zip Code: 21773 lowest rates with discounts applied on average.

For the 21773, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$642 /yr.
Average Coverage:$892 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1192 /yr.

What is the average home insurance cost for a home in 21773?

  • • The average homeowners insurance premium paid annually for a home in 21773 is around $892 per year.

What does it cost on average per month for home insurance in 21773?

  • • Homeowners in 21773 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 21773?

  • • Autoowners in 21773 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Myersville area, check out other zip codes nearby 21773.
Review average rates in another zip code:
21773 homeowners insurance rates

Home Replacement Cost Coverage in 21773

Average Building Cost Per Square Foot in 21773: $190

Location: Myersville, Maryland (Frederick County)

Average Square Footage in 21773: 1,982 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21773 before you start any project. Myersville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21773 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21773 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,982 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Myersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,982$376,500
Additional Upgrades & Added Features$2381,982$470,625
Major Home Updates or Advancements$2851,982$564,750

It's important to understand that when you estimate your replacement cost of your home in the 21773 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21773

Best Home & Auto Insurance Agencies in 21773

Housing Demographics for 21773

Population Review for 21773 Zip Code

For the city of Myersville, the population within 21773 has increased to over 5,183 residents in population size. The current population total is 5,410. We have broken down the population based on race below. In 21773, there are over 2661 in male population and 2749 females.

PopulationValues
Total Population5,410
White Population4825
Black Population97
Hispanic Population198
Asian Population69
Hawaiian Population4
Indian Population10
Other Population67
Male Population2661
Female Population2749
Population Estimate5183

Household Data for 21773

The average number of homes in 21773 is around 1,962, there are an average of 2.75 per household. The average house value according to local real estate values is around $376,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,962
Persons Per Household2.75
Average House Value$376,500
Income Per Household$124414
Median Age46.1
Median Age Male45.3
Median Age Female46.8
21773 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code301/240
CityMyersville
City Alias NameMYERSVILLE
CountyFrederick
County FIPS021
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees629
Business First Quarter Payroll8419
Business Annual Payroll36001
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District06
Congressional LandArea1950.26
Delivery Residential1885
Delivery Business32
Delivery Total3754
Preferred Last Line KeyV24030
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV24030
Land Area36.290000
Water Area0.085000
City Alias Code
City Mixed CaseMyersville
City Alias Mixed CaseMyersville
Box Count209
SFDU1606
MFDU9
State ANSI24
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number236426
Unique ZIP Name
SSA State County Code21100
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFrederick

Maryland Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]