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21817 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 21817? There are over 2,034 occupied homes in the 21817 area. With a population size of 4,825, it's not uncommon for residence of Crisfield, MD to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Maryland is around $867 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 21817 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Crisfield, MD Home Insurance Rate Quotes

21817 Home Insurance Average Premiums

Local 21817 homeowners insurance quotes comparison

$617 /yr.

Shows Zip Code: 21817 lowest rates with discounts applied on average.

For the 21817, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$617 /yr.
Average Coverage:$867 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1167 /yr.

What is the average home insurance cost for a home in 21817?

  • • The average homeowners insurance premium paid annually for a home in 21817 is around $867 per year.

What does it cost on average per month for home insurance in 21817?

  • • Homeowners in 21817 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 21817?

  • • Autoowners in 21817 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crisfield area, check out other zip codes nearby 21817.
Review average rates in another zip code:
21817 homeowners insurance rates

Home Replacement Cost Coverage in 21817

Average Building Cost Per Square Foot in 21817: $190

Location: Crisfield, Maryland (Somerset County)

Average Square Footage in 21817: 680 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21817 before you start any project. Crisfield homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21817 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21817 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 680 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crisfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190680$129,200
Additional Upgrades & Added Features$238680$161,500
Major Home Updates or Advancements$285680$193,800

It's important to understand that when you estimate your replacement cost of your home in the 21817 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21817

Best Home & Auto Insurance Agencies in 21817

Nationwide Insurance Companies - Agents- Marshall Dwight Duke Jr

Address: 904 W Main St Crisfield, MD 21817
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 21817

Population Review for 21817 Zip Code

For the city of Crisfield, the population within 21817 has increased to over 5,771 residents in population size. The current population total is 4,825. We have broken down the population based on race below. In 21817, there are over 2290 in male population and 2535 females.

PopulationValues
Total Population4,825
White Population3421
Black Population949
Hispanic Population241
Asian Population47
Hawaiian Population0
Indian Population26
Other Population129
Male Population2290
Female Population2535
Population Estimate5771

Household Data for 21817

The average number of homes in 21817 is around 2,034, there are an average of 2.33 per household. The average house value according to local real estate values is around $129,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,034
Persons Per Household2.33
Average House Value$129,200
Income Per Household$48022
Median Age45.8
Median Age Male44.8
Median Age Female47.2
21817 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/667/443
CityCrisfield
City Alias NameCRISFIELD
CountySomerset
County FIPS039
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA480
CBSA41540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalisbury, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses112
Number Of Employees1124
Business First Quarter Payroll9953
Business Annual Payroll43381
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125203
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential2477
Delivery Business129
Delivery Total2772
Preferred Last Line KeyV23295
Classification Code
Multi-County
CSA NameSalisbury-Ocean Pines, MD
CBSA_DIV_Name
City State KeyV23295
Land Area14.463000
Water Area3.542000
City Alias Code
City Mixed CaseCrisfield
City Alias Mixed CaseCrisfield
Box Count112
SFDU1949
MFDU91
State ANSI24
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number232286
Unique ZIP Name
SSA State County Code21190
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSomerset

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]