Get multiple home insurance quotes in 21822. Our licensed 21822, MD agents are ready to serve you.

21822 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 21822 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Eden, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 21822 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Maryland, like average Eden homeowners insurance rates, coverage options or home insurance types, please select Eden, MD Home Insurance Rates Online!

21822 Home Insurance Average Premiums

Local 21822 homeowners insurance quotes comparison

$608 /yr.

Shows Zip Code: 21822 lowest rates with discounts applied on average.

For the 21822, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$608 /yr.
Average Coverage:$858 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1158 /yr.

What is the average home insurance cost for a home in 21822?

  • • The average homeowners insurance premium paid annually for a home in 21822 is around $858 per year.

What does it cost on average per month for home insurance in 21822?

  • • Homeowners in 21822 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 21822?

  • • Autoowners in 21822 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eden area, check out other zip codes nearby 21822.
Review average rates in another zip code:
21822 homeowners insurance rates

Home Replacement Cost Coverage in 21822

Average Building Cost Per Square Foot in 21822: $190

Location: Eden, Maryland (Worcester County)

Average Square Footage in 21822: 953 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21822 before you start any project. Eden homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21822 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21822 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 953 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190953$181,100
Additional Upgrades & Added Features$238953$226,375
Major Home Updates or Advancements$285953$271,650

It's important to understand that when you estimate your replacement cost of your home in the 21822 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21822

Best Home & Auto Insurance Agencies in 21822

Housing Demographics for 21822

Population Review for 21822 Zip Code

For the city of Eden, the population within 21822 has increased to over 2,939 residents in population size. The current population total is 2,548. We have broken down the population based on race below. In 21822, there are over 1252 in male population and 1296 females.

PopulationValues
Total Population2,548
White Population1752
Black Population525
Hispanic Population143
Asian Population25
Hawaiian Population0
Indian Population7
Other Population89
Male Population1252
Female Population1296
Population Estimate2939

Household Data for 21822

The average number of homes in 21822 is around 1,022, there are an average of 2.47 per household. The average house value according to local real estate values is around $181,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,022
Persons Per Household2.47
Average House Value$181,100
Income Per Household$46410
Median Age46.0
Median Age Male45.1
Median Age Female46.5
21822 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443/667
CityEden
City Alias NameEDEN
CountyWorcester
County FIPS047
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA480
CBSA36180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOcean Pines, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees298
Business First Quarter Payroll2905
Business Annual Payroll13749
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population51454
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential1190
Delivery Business27
Delivery Total1303
Preferred Last Line KeyV23393
Classification Code
Multi-CountyY
CSA NameSalisbury-Ocean Pines, MD
CBSA_DIV_Name
City State KeyV23393
Land Area38.277000
Water Area0.883000
City Alias Code
City Mixed CaseEden
City Alias Mixed CaseEden
Box Count78
SFDU1054
MFDU0
State ANSI24
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number232880
Unique ZIP Name
SSA State County Code21230
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseWorcester

Maryland Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]