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21824, MD Home Insurance

In the zip code of 21824, the population size is around 166, which consists of 83 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Ewell, MD. A few years ago, a study was done and found that the average home insurance rates for Maryland are around $890 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 21824 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Ewell. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Ewell, MD Homeowners Insurance Online Rates Today!

21824 Home Insurance Average Premiums

Local 21824 homeowners insurance quotes comparison

$640 /yr.

Shows Zip Code: 21824 lowest rates with discounts applied on average.

For the 21824, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$640 /yr.
Average Coverage:$890 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1190 /yr.

What is the average home insurance cost for a home in 21824?

  • • The average homeowners insurance premium paid annually for a home in 21824 is around $890 per year.

What does it cost on average per month for home insurance in 21824?

  • • Homeowners in 21824 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 21824?

  • • Autoowners in 21824 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ewell area, check out other zip codes nearby 21824.
Review average rates in another zip code:
21824 homeowners insurance rates

Home Replacement Cost Coverage in 21824

Average Building Cost Per Square Foot in 21824: $190

Location: Ewell, Maryland (Somerset County)

Average Square Footage in 21824: 593 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21824 before you start any project. Ewell homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21824 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21824 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 593 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ewell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190593$112,700
Additional Upgrades & Added Features$238593$140,875
Major Home Updates or Advancements$285593$169,050

It's important to understand that when you estimate your replacement cost of your home in the 21824 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21824

Best Home & Auto Insurance Agencies in 21824

Housing Demographics for 21824

Population Review for 21824 Zip Code

For the city of Ewell, the population within 21824 has increased to over 212 residents in population size. The current population total is 166. We have broken down the population based on race below. In 21824, there are over 68 in male population and 98 females.

PopulationValues
Total Population166
White Population158
Black Population1
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population1
Other Population1
Male Population68
Female Population98
Population Estimate212

Household Data for 21824

The average number of homes in 21824 is around 83, there are an average of 1.99 per household. The average house value according to local real estate values is around $112,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode83
Persons Per Household1.99
Average House Value$112,700
Income Per Household$77738
Median Age53.3
Median Age Male53.3
Median Age Female53.3
21824 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/667
CityEwell
City Alias NameEWELL
CountySomerset
County FIPS039
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA480
CBSA41540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalisbury, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees7
Business First Quarter Payroll11
Business Annual Payroll186
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125203
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential107
Delivery Business8
Delivery Total266
Preferred Last Line KeyV23429
Classification Code
Multi-County
CSA NameSalisbury-Ocean Pines, MD
CBSA_DIV_Name
City State KeyV23429
Land Area2.282000
Water Area0.462000
City Alias Code
City Mixed CaseEwell
City Alias Mixed CaseEwell
Box Count10
SFDU107
MFDU0
State ANSI24
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number233078
Unique ZIP Name
SSA State County Code21190
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSomerset

Maryland Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]