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21835 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 21835 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Linkwood, MD quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 21835.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 21835 and start shopping.

Quickly and Easily Compare Average Rates for 21835

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Linkwood, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 21835

Homeowners in Linkwood are paying roughly $847 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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21835 Home Insurance Average Premiums

Local 21835 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 21835 lowest rates with discounts applied on average.

For the 21835, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 21835?

  • • The average homeowners insurance premium paid annually for a home in 21835 is around $847 per year.

What does it cost on average per month for home insurance in 21835?

  • • Homeowners in 21835 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 21835?

  • • Autoowners in 21835 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Linkwood area, check out other zip codes nearby 21835.
Review average rates in another zip code:
21835 homeowners insurance rates

Home Replacement Cost Coverage in 21835

Average Building Cost Per Square Foot in 21835: $190

Location: Linkwood, Maryland (Dorchester County)

Average Square Footage in 21835: 868 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21835 before you start any project. Linkwood homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21835 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21835 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 868 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Linkwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$190868$165,000
Additional Upgrades & Added Features$238868$206,250
Major Home Updates or Advancements$285868$247,500

It's important to understand that when you estimate your replacement cost of your home in the 21835 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21835

Best Home & Auto Insurance Agencies in 21835

Housing Demographics for 21835

Population Review for 21835 Zip Code

For the city of Linkwood, the population within 21835 has increased to over 426 residents in population size. The current population total is 472. We have broken down the population based on race below. In 21835, there are over 221 in male population and 251 females.

PopulationValues
Total Population472
White Population380
Black Population69
Hispanic Population26
Asian Population1
Hawaiian Population0
Indian Population4
Other Population9
Male Population221
Female Population251
Population Estimate426

Household Data for 21835

The average number of homes in 21835 is around 198, there are an average of 2.38 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode198
Persons Per Household2.38
Average House Value$165,000
Income Per Household$49250
Median Age50.8
Median Age Male50.2
Median Age Female51.1
21835 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443
CityLinkwood
City Alias NameLINKWOOD
CountyDorchester
County FIPS019
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA15700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCambridge, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees169
Business First Quarter Payroll2974
Business Annual Payroll12382
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32618
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential179
Delivery Business6
Delivery Total362
Preferred Last Line KeyV23873
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23873
Land Area10.603000
Water Area0.119000
City Alias Code
City Mixed CaseLinkwood
City Alias Mixed CaseLinkwood
Box Count17
SFDU56
MFDU0
State ANSI24
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number235328
Unique ZIP Name
SSA State County Code21090
Medicare CBSA Code99921
Medicare CBSA NameRural Areas in MD
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseDorchester

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]