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Compare 21901 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in North East just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,936 neighbors looking to save on their home insurance policy in the local 21901 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 21901. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your North East, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in North East, MD

21901 Home Insurance Average Premiums

Local 21901 homeowners insurance quotes comparison

$641 /yr.

Shows Zip Code: 21901 lowest rates with discounts applied on average.

For the 21901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$641 /yr.
Average Coverage:$891 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1191 /yr.

What is the average home insurance cost for a home in 21901?

  • • The average homeowners insurance premium paid annually for a home in 21901 is around $891 per year.

What does it cost on average per month for home insurance in 21901?

  • • Homeowners in 21901 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 21901?

  • • Autoowners in 21901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North East area, check out other zip codes nearby 21901.
Review average rates in another zip code:
21901 homeowners insurance rates

Home Replacement Cost Coverage in 21901

Average Building Cost Per Square Foot in 21901: $190

Location: North East, Maryland (Cecil County)

Average Square Footage in 21901: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21901 before you start any project. North East homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North East area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,486$282,300
Additional Upgrades & Added Features$2381,486$352,875
Major Home Updates or Advancements$2851,486$423,450

It's important to understand that when you estimate your replacement cost of your home in the 21901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21901

Fitzgerald Insurance Agency Inc

Address: 188 Wells Camp Rd. North East, MD 21901
Phone: (410)287-7088
Website:

Best Home & Auto Insurance Agencies in 21901

Melrath- Russell K - State Farm Insurance Agent

Address: 2544 Pulaski Hwy North East, MD 21901
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fitzgerald Insurance Agency Inc

Address: 188 Wells Camp Rd North East, MD 21901
Phone:
Website:
Info:

Housing Demographics for 21901

Population Review for 21901 Zip Code

For the city of North East, the population within 21901 has increased to over 21,032 residents in population size. The current population total is 18,517. We have broken down the population based on race below. In 21901, there are over 9111 in male population and 9406 females.

PopulationValues
Total Population18,517
White Population15161
Black Population1254
Hispanic Population922
Asian Population260
Hawaiian Population4
Indian Population41
Other Population314
Male Population9111
Female Population9406
Population Estimate21032

Household Data for 21901

The average number of homes in 21901 is around 6,936, there are an average of 2.66 per household. The average house value according to local real estate values is around $282,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,936
Persons Per Household2.66
Average House Value$282,300
Income Per Household$92048
Median Age38.1
Median Age Male37.4
Median Age Female38.8
21901 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/667/410
CityNorth East
City Alias NameNORTH EAST
CountyCecil
County FIPS015
State FIPS24
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses289
Number Of Employees6038
Business First Quarter Payroll49830
Business Annual Payroll244422
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District01
Congressional LandArea3977.06
Delivery Residential7907
Delivery Business323
Delivery Total8570
Preferred Last Line KeyV24077
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV24077
Land Area48.546000
Water Area3.446000
City Alias Code
City Mixed CaseNorth East
City Alias Mixed CaseNorth East
Box Count301
SFDU4832
MFDU570
State ANSI24
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number236678
Unique ZIP Name
SSA State County Code21070
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseCecil

Maryland Homeowners Insurance News & Information

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