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Homeowners Insurance coverage in 21911
If you are a homeowner in 21911 or Rising Sun, MD you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Rising Sun.
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What is the Average Home Insurance Rates in 21911?
Residents of Rising Sun have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Maryland? While Maryland is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Maryland comes in at 29 in the country for homeowners insurance premiums.
If you are living in 21911 zipcode, expect to pay around $923 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Rising Sun does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
21911 Home Insurance Average Premiums
$673 /yr.
Shows Zip Code: 21911 lowest rates with discounts applied on average.
For the 21911, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $673 /yr. |
| Average Coverage: | $923 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1223 /yr. |
What is the average home insurance cost for a home in 21911?
- • The average homeowners insurance premium paid annually for a home in 21911 is around $923 per year.
What does it cost on average per month for home insurance in 21911?
- • Homeowners in 21911 pay a monthly average cost per month around $77.00.
What kind of discount could I get if I combine my home and auto insurance together in 21911?
- • Autoowners in 21911 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Rising Sun area, check out other zip codes nearby 21911.
Review average rates in another zip code:
21911 homeowners insurance rates
Home Replacement Cost Coverage in 21911
Average Building Cost Per Square Foot in 21911: $190
Location: Rising Sun, Maryland (Cecil County)Average Square Footage in 21911: 1,367 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 21911 before you start any project. Rising Sun homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21911 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 21911 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,367 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rising Sun area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $190 | 1,367 | $259,700 |
| Additional Upgrades & Added Features | $238 | 1,367 | $324,625 |
| Major Home Updates or Advancements | $285 | 1,367 | $389,550 |
It's important to understand that when you estimate your replacement cost of your home in the 21911 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 21911
Jesse H. Cox Agency
Address: 28 N Queen St Rising Sun, MD 21911Phone: (410)658-5528
Website:
Best Home & Auto Insurance Agencies in 21911
Miller, Diane - State Farm Insurance Agent
Address: 117 Ryan Dr Rising Sun, MD 21911Phone:
Website: http://www.citysearch.com/profile/external/605136152/rising_sun_md/miller_diane_state_farm_insurance_agent.html
Info:
New York Life
Address: 101 Maple Leaf Dr Rising Sun, MD 21911Phone:
Website:
Info:
Jesse H. Cox Agency
Address: 28 N Queen St Rising Sun, MD 21911Phone:
Website:
Info:
VANDYKE INSURANCE GROUP
Address: 281 E Main St Rising Sun, MD 21911Phone:
Website: http://www.national.citysearch.com/profile/5047748/rising_sun_md/vandyke_insurance_group.html
Info:
Housing Demographics for 21911
Population Review for 21911 Zip Code
For the city of Rising Sun, the population within 21911 has increased to over 9,886 residents in population size. The current population total is 11,207. We have broken down the population based on race below. In 21911, there are over 5572 in male population and 5635 females.
| Population | Values |
|---|---|
| Total Population | 11,207 |
| White Population | 10248 |
| Black Population | 99 |
| Hispanic Population | 420 |
| Asian Population | 72 |
| Hawaiian Population | 3 |
| Indian Population | 33 |
| Other Population | 151 |
| Male Population | 5572 |
| Female Population | 5635 |
| Population Estimate | 9886 |
Household Data for 21911
The average number of homes in 21911 is around 4,074, there are an average of 2.71 per household. The average house value according to local real estate values is around $259,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 4,074 |
| Persons Per Household | 2.71 |
| Average House Value | $259,700 |
| Income Per Household | $87303 |
| Median Age | 41.8 |
| Median Age Male | 40.7 |
| Median Age Female | 42.5 |
| 21911 Details | Values |
|---|---|
| State | MD |
| State Full Name | Maryland |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 410 |
| City | Rising Sun |
| City Alias Name | RISING SUN |
| County | Cecil |
| County FIPS | 015 |
| State FIPS | 24 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6162 |
| PMSA | 9160 |
| CSA | 428 |
| CBSA | 37980 |
| CBSA_DIV | 48864 |
| CBSA_Type | Metro |
| CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
| MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
| PMSA_Name | Wilmington-Newark, DE-MD PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 186 |
| Number Of Employees | 1832 |
| Business First Quarter Payroll | 15275 |
| Business Annual Payroll | 66901 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5965343 |
| CBSA Division Population | 705670 |
| Congressional District | 01 |
| Congressional LandArea | 3977.06 |
| Delivery Residential | 3648 |
| Delivery Business | 128 |
| Delivery Total | 5178 |
| Preferred Last Line Key | V24267 |
| Classification Code | |
| Multi-County | |
| CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
| CBSA_DIV_Name | Wilmington, DE-MD-NJ |
| City State Key | V24267 |
| Land Area | 37.441000 |
| Water Area | 0.267000 |
| City Alias Code | |
| City Mixed Case | Rising Sun |
| City Alias Mixed Case | Rising Sun |
| Box Count | 622 |
| SFDU | 3145 |
| MFDU | 116 |
| State ANSI | 24 |
| County ANSI | 015 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 237758 |
| Unique ZIP Name | |
| SSA State County Code | 21070 |
| Medicare CBSA Code | 48864 |
| Medicare CBSA Name | Wilmington, DE-MD-NJ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Cecil |
Maryland Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]