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Searching for Homeowners Insurance in 21918

If you are a homeowners that lives in 21918 you may be searching for more affordable homeowners insurance in Conowingo. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Conowingo, MD. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Maryland licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 21918 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Conowingo, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 21918 Home Insurance Costs: medium!

In Conowingo, homeowners are paying roughly $895 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 21918 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Conowingo are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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21918 Home Insurance Average Premiums

Local 21918 homeowners insurance quotes comparison

$645 /yr.

Shows Zip Code: 21918 lowest rates with discounts applied on average.

For the 21918, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$645 /yr.
Average Coverage:$895 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1195 /yr.

What is the average home insurance cost for a home in 21918?

  • • The average homeowners insurance premium paid annually for a home in 21918 is around $895 per year.

What does it cost on average per month for home insurance in 21918?

  • • Homeowners in 21918 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 21918?

  • • Autoowners in 21918 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Conowingo area, check out other zip codes nearby 21918.
Review average rates in another zip code:
21918 homeowners insurance rates

Home Replacement Cost Coverage in 21918

Average Building Cost Per Square Foot in 21918: $190

Location: Conowingo, Maryland (Cecil County)

Average Square Footage in 21918: 1,491 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21918 before you start any project. Conowingo homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21918 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21918 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,491 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Conowingo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,491$283,300
Additional Upgrades & Added Features$2381,491$354,125
Major Home Updates or Advancements$2851,491$424,950

It's important to understand that when you estimate your replacement cost of your home in the 21918 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21918

Best Home & Auto Insurance Agencies in 21918

Housing Demographics for 21918

Population Review for 21918 Zip Code

For the city of Conowingo, the population within 21918 has increased to over 4,170 residents in population size. The current population total is 4,269. We have broken down the population based on race below. In 21918, there are over 2186 in male population and 2083 females.

PopulationValues
Total Population4,269
White Population3867
Black Population43
Hispanic Population128
Asian Population35
Hawaiian Population2
Indian Population17
Other Population53
Male Population2186
Female Population2083
Population Estimate4170

Household Data for 21918

The average number of homes in 21918 is around 1,599, there are an average of 2.66 per household. The average house value according to local real estate values is around $283,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,599
Persons Per Household2.66
Average House Value$283,300
Income Per Household$76394
Median Age45.6
Median Age Male44.3
Median Age Female46.6
21918 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410
CityConowingo
City Alias NameCONOWINGO
CountyCecil
County FIPS015
State FIPS24
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees261
Business First Quarter Payroll2045
Business Annual Payroll9382
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District01
Congressional LandArea3977.06
Delivery Residential1568
Delivery Business23
Delivery Total1781
Preferred Last Line KeyV23245
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV23245
Land Area17.565000
Water Area2.553000
City Alias Code
City Mixed CaseConowingo
City Alias Mixed CaseConowingo
Box Count118
SFDU1179
MFDU0
State ANSI24
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number232142
Unique ZIP Name
SSA State County Code21070
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseCecil

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