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01009, MA Homeowners Insurance Rates

With a population size of 980 and with 435 occupied homes in the 01009 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Bondsville, MA are around $1,265 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Bondsville, Massachusetts. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Massachusetts home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Bondsville, MA.

For Massachusetts home insurance information, including average Bondsville home insurance rates, coverage options or the different homeowners insurance types, please select Bondsville, MA Home Insurance Quotes Now!

01009 Home Insurance Average Premiums

Local 01009 homeowners insurance quotes comparison

$1015 /yr.

Shows Zip Code: 01009 lowest rates with discounts applied on average.

For the 01009, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1015 /yr.
Average Coverage:$1265 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1565 /yr.

What is the average home insurance cost for a home in 01009?

  • • The average homeowners insurance premium paid annually for a home in 01009 is around $1265 per year.

What does it cost on average per month for home insurance in 01009?

  • • Homeowners in 01009 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01009?

  • • Autoowners in 01009 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bondsville area, check out other zip codes nearby 01009.
Review average rates in another zip code:
01009 homeowners insurance rates

Home Replacement Cost Coverage in 01009

Average Building Cost Per Square Foot in 01009: $271

Location: Bondsville, Massachusetts (Hampden County)

Average Square Footage in 01009: 767 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01009 before you start any project. Bondsville homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01009 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01009 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 767 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bondsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271767$207,800
Additional Upgrades & Added Features$339767$259,750
Major Home Updates or Advancements$407767$311,700

It's important to understand that when you estimate your replacement cost of your home in the 01009 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01009

Best Home & Auto Insurance Agencies in 01009

Housing Demographics for 01009

Population Review for 01009 Zip Code

For the city of Bondsville, the population within 01009 has increased to over 0 residents in population size. The current population total is 980. We have broken down the population based on race below. In 01009, there are over 473 in male population and 507 females.

PopulationValues
Total Population980
White Population861
Black Population12
Hispanic Population46
Asian Population14
Hawaiian Population4
Indian Population0
Other Population13
Male Population473
Female Population507
Population Estimate0

Household Data for 01009

The average number of homes in 01009 is around 435, there are an average of 2.25 per household. The average house value according to local real estate values is around $207,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode435
Persons Per Household2.25
Average House Value$207,800
Income Per Household$64809
Median Age40.9
Median Age Male38.6
Median Age Female43.3
01009 DetailsValues
StateMA
State Full NameMassachusetts
City TypeZ
City Alias Abbreviation
Area Code413
CityBondsville
City Alias NameBONDSVILLE
CountyHampden
County FIPS013
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA44140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees115
Business First Quarter Payroll1057
Business Annual Payroll4920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population692942
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential0
Delivery Business0
Delivery Total613
Preferred Last Line KeyV21502
Classification CodeP
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV21502
Land Area0.697000
Water Area0.000000
City Alias Code
City Mixed CaseBondsville
City Alias Mixed CaseBondsville
Box Count587
SFDU0
MFDU0
State ANSI25
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number240782
Unique ZIP Name
SSA State County Code22070
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampden

Massachusetts Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]