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01034 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 01034? Our rates are very competitive for homeowners living in Granville, MA. Many homeowners based out of your 01034 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 01034 should appear in the zip code field ready to go. For Granville, MA Home Insurance Rate Quotes click to review the best rates and service online!

01034 Average Premium is Rated: Very High!

Homeowners living in 01034 can easily save up to 40% off the average home insurance premium of $1276 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Granville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 01034 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 01034!

01034 Home Insurance Average Premiums

Local 01034 homeowners insurance quotes comparison

$1026 /yr.

Shows Zip Code: 01034 lowest rates with discounts applied on average.

For the 01034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1026 /yr.
Average Coverage:$1276 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1576 /yr.

What is the average home insurance cost for a home in 01034?

  • • The average homeowners insurance premium paid annually for a home in 01034 is around $1276 per year.

What does it cost on average per month for home insurance in 01034?

  • • Homeowners in 01034 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 01034?

  • • Autoowners in 01034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Granville area, check out other zip codes nearby 01034.
Review average rates in another zip code:
01034 homeowners insurance rates

Home Replacement Cost Coverage in 01034

Average Building Cost Per Square Foot in 01034: $271

Location: Granville, Massachusetts (Hampden County)

Average Square Footage in 01034: 1,063 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01034 before you start any project. Granville homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,063 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Granville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,063$288,100
Additional Upgrades & Added Features$3391,063$360,125
Major Home Updates or Advancements$4071,063$432,150

It's important to understand that when you estimate your replacement cost of your home in the 01034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01034

Best Home & Auto Insurance Agencies in 01034

Housing Demographics for 01034

Population Review for 01034 Zip Code

For the city of Granville, the population within 01034 has increased to over 1,968 residents in population size. The current population total is 1,977. We have broken down the population based on race below. In 01034, there are over 1005 in male population and 972 females.

PopulationValues
Total Population1,977
White Population1834
Black Population10
Hispanic Population49
Asian Population16
Hawaiian Population0
Indian Population6
Other Population12
Male Population1005
Female Population972
Population Estimate1968

Household Data for 01034

The average number of homes in 01034 is around 815, there are an average of 2.43 per household. The average house value according to local real estate values is around $288,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode815
Persons Per Household2.43
Average House Value$288,100
Income Per Household$91176
Median Age49.7
Median Age Male49.9
Median Age Female49.7
01034 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CityGranville
City Alias NameGRANVILLE
CountyHampden
County FIPS013
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA44140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees113
Business First Quarter Payroll1139
Business Annual Payroll5833
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population692942
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential810
Delivery Business16
Delivery Total1176
Preferred Last Line KeyV21833
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV21833
Land Area67.747000
Water Area1.843000
City Alias Code
City Mixed CaseGranville
City Alias Mixed CaseGranville
Box Count123
SFDU810
MFDU0
State ANSI25
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number243009
Unique ZIP Name
SSA State County Code22070
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampden

Massachusetts Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]