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01053 Homeowners Insurance Quotes & Rates

Leeds residents living within the 806 homes available in the zip code of 01053 are shopping online to compare cheaper and more affordable Leeds, MA home insurance rates. In the great city of Leeds, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Massachusetts is around $1,249 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 01053 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 01053 home insurance rates today! Please give us a call now at 1-855-976-2656. For Leeds, MA Homeowners Insurance Quotes, Click to easily get started!

01053 Home Insurance Average Premiums

Local 01053 homeowners insurance quotes comparison

$999 /yr.

Shows Zip Code: 01053 lowest rates with discounts applied on average.

For the 01053, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$999 /yr.
Average Coverage:$1249 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1549 /yr.

What is the average home insurance cost for a home in 01053?

  • • The average homeowners insurance premium paid annually for a home in 01053 is around $1249 per year.

What does it cost on average per month for home insurance in 01053?

  • • Homeowners in 01053 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 01053?

  • • Autoowners in 01053 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leeds area, check out other zip codes nearby 01053.
Review average rates in another zip code:
01053 homeowners insurance rates

Home Replacement Cost Coverage in 01053

Average Building Cost Per Square Foot in 01053: $271

Location: Leeds, Massachusetts (Hampshire County)

Average Square Footage in 01053: 1,041 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01053 before you start any project. Leeds homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01053 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01053 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,041 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leeds area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,041$282,000
Additional Upgrades & Added Features$3391,041$352,500
Major Home Updates or Advancements$4071,041$423,000

It's important to understand that when you estimate your replacement cost of your home in the 01053 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01053

Best Home & Auto Insurance Agencies in 01053

Housing Demographics for 01053

Population Review for 01053 Zip Code

For the city of Leeds, the population within 01053 has increased to over 1,384 residents in population size. The current population total is 2,031. We have broken down the population based on race below. In 01053, there are over 977 in male population and 1054 females.

PopulationValues
Total Population2,031
White Population1803
Black Population51
Hispanic Population96
Asian Population20
Hawaiian Population0
Indian Population3
Other Population47
Male Population977
Female Population1054
Population Estimate1384

Household Data for 01053

The average number of homes in 01053 is around 806, there are an average of 2.03 per household. The average house value according to local real estate values is around $282,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode806
Persons Per Household2.03
Average House Value$282,000
Income Per Household$56094
Median Age56.9
Median Age Male55.0
Median Age Female59.0
01053 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CityLeeds
City Alias NameLEEDS
CountyHampshire
County FIPS015
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA11200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAmherst Town-Northampton, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees1634
Business First Quarter Payroll32133
Business Annual Payroll127981
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential682
Delivery Business12
Delivery Total966
Preferred Last Line KeyV21969
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV21969
Land Area5.751000
Water Area0.088000
City Alias Code
City Mixed CaseLeeds
City Alias Mixed CaseLeeds
Box Count209
SFDU432
MFDU120
State ANSI25
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number243961
Unique ZIP Name
SSA State County Code22080
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampshire

Massachusetts Homeowners Insurance News & Information

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