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01057 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 01057? There are over 3,363 occupied homes in the 01057 area. With a population size of 8,152, it's not uncommon for residence of Monson, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,220 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 01057 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Monson, MA Home Insurance Rate Quotes

01057 Home Insurance Average Premiums

Local 01057 homeowners insurance quotes comparison

$970 /yr.

Shows Zip Code: 01057 lowest rates with discounts applied on average.

For the 01057, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$970 /yr.
Average Coverage:$1220 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1520 /yr.

What is the average home insurance cost for a home in 01057?

  • • The average homeowners insurance premium paid annually for a home in 01057 is around $1220 per year.

What does it cost on average per month for home insurance in 01057?

  • • Homeowners in 01057 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 01057?

  • • Autoowners in 01057 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monson area, check out other zip codes nearby 01057.
Review average rates in another zip code:
01057 homeowners insurance rates

Home Replacement Cost Coverage in 01057

Average Building Cost Per Square Foot in 01057: $271

Location: Monson, Massachusetts (Hampden County)

Average Square Footage in 01057: 957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01057 before you start any project. Monson homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01057 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01057 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 957 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271957$259,400
Additional Upgrades & Added Features$339957$324,250
Major Home Updates or Advancements$407957$389,100

It's important to understand that when you estimate your replacement cost of your home in the 01057 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01057

Curtis-Hodskins Ins

Address: 10 Main St Monson, MA 01057
Phone: (800)881-5536
Website:

Best Home & Auto Insurance Agencies in 01057

Curtis-Hodskins Ins

Address: 10 Main St Monson, MA 01057
Phone:
Website:
Info:

Housing Demographics for 01057

Population Review for 01057 Zip Code

For the city of Monson, the population within 01057 has increased to over 8,012 residents in population size. The current population total is 8,152. We have broken down the population based on race below. In 01057, there are over 4121 in male population and 4031 females.

PopulationValues
Total Population8,152
White Population7543
Black Population62
Hispanic Population248
Asian Population57
Hawaiian Population2
Indian Population17
Other Population80
Male Population4121
Female Population4031
Population Estimate8012

Household Data for 01057

The average number of homes in 01057 is around 3,363, there are an average of 2.42 per household. The average house value according to local real estate values is around $259,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,363
Persons Per Household2.42
Average House Value$259,400
Income Per Household$72567
Median Age48.4
Median Age Male47.4
Median Age Female49.1
01057 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CityMonson
City Alias NameMONSON
CountyHampden
County FIPS013
State FIPS25
Time Zone5
Day Light SavingY
MSA8000
PMSA
CSA521
CBSA44140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MA
MSA_NameSpringfield, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses141
Number Of Employees783
Business First Quarter Payroll8726
Business Annual Payroll43219
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population692942
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential3311
Delivery Business112
Delivery Total4021
Preferred Last Line KeyV22084
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV22084
Land Area44.543000
Water Area0.549000
City Alias Code
City Mixed CaseMonson
City Alias Mixed CaseMonson
Box Count164
SFDU3091
MFDU156
State ANSI25
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number244794
Unique ZIP Name
SSA State County Code22070
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampden

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]