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Compare 01060 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Northampton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,267 neighbors looking to save on their home insurance policy in the local 01060 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 01060. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Northampton, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Northampton, MA

01060 Home Insurance Average Premiums

Local 01060 homeowners insurance quotes comparison

$959 /yr.

Shows Zip Code: 01060 lowest rates with discounts applied on average.

For the 01060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$959 /yr.
Average Coverage:$1209 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1509 /yr.

What is the average home insurance cost for a home in 01060?

  • • The average homeowners insurance premium paid annually for a home in 01060 is around $1209 per year.

What does it cost on average per month for home insurance in 01060?

  • • Homeowners in 01060 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 01060?

  • • Autoowners in 01060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Northampton area, check out other zip codes nearby 01060.
Review average rates in another zip code:
01060 homeowners insurance rates
01063 homeowners insurance rates

Home Replacement Cost Coverage in 01060

Average Building Cost Per Square Foot in 01060: $271

Location: Northampton, Massachusetts (Hampshire County)

Average Square Footage in 01060: 1,344 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01060 before you start any project. Northampton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,344 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Northampton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,344$364,100
Additional Upgrades & Added Features$3391,344$455,125
Major Home Updates or Advancements$4071,344$546,150

It's important to understand that when you estimate your replacement cost of your home in the 01060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01060

Aquardo & Associates Ins Agency Inc.

Address: 355 Bridge St Northampton, MA 01060
Phone: (413)586-7373
Website: www.aquadroinsurance.com

Best Home & Auto Insurance Agencies in 01060

Aquardo & Associates Ins Agency Inc.

Address: 355 Bridge St Northampton, MA 01060
Phone:
Website: http://www.aquadroinsurance.com
Info:

Housing Demographics for 01060

Population Review for 01060 Zip Code

For the city of Northampton, the population within 01060 has increased to over 14,644 residents in population size. The current population total is 14,461. We have broken down the population based on race below. In 01060, there are over 6397 in male population and 8064 females.

PopulationValues
Total Population14,461
White Population11463
Black Population431
Hispanic Population1432
Asian Population615
Hawaiian Population10
Indian Population64
Other Population605
Male Population6397
Female Population8064
Population Estimate14644

Household Data for 01060

The average number of homes in 01060 is around 7,267, there are an average of 1.93 per household. The average house value according to local real estate values is around $364,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,267
Persons Per Household1.93
Average House Value$364,100
Income Per Household$70467
Median Age41.5
Median Age Male41.0
Median Age Female42.0
01060 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CityNorthampton
City Alias NameNORTHAMPTON
CountyHampshire
County FIPS015
State FIPS25
Time Zone5
Day Light SavingY
MSA8000
PMSA
CSA521
CBSA11200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAmherst Town-Northampton, MA
MSA_NameSpringfield, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses690
Number Of Employees10656
Business First Quarter Payroll130337
Business Annual Payroll579559
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential7588
Delivery Business1224
Delivery Total8755
Preferred Last Line KeyV22255
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV22255
Land Area10.868000
Water Area1.254000
City Alias Code
City Mixed CaseNorthampton
City Alias Mixed CaseNorthampton
Box Count0
SFDU4432
MFDU2151
State ANSI25
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245219
Unique ZIP Name
SSA State County Code22080
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampshire

Massachusetts Homeowners Insurance News & Information

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