Get multiple home insurance quotes in 01062. Our licensed 01062, MA agents are ready to serve you.

01062 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 01062 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Florence, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 01062 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Florence homeowners insurance rates, coverage options or home insurance types, please select Florence, MA Home Insurance Rates Online!

01062 Home Insurance Average Premiums

Local 01062 homeowners insurance quotes comparison

$1013 /yr.

Shows Zip Code: 01062 lowest rates with discounts applied on average.

For the 01062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1013 /yr.
Average Coverage:$1263 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1563 /yr.

What is the average home insurance cost for a home in 01062?

  • • The average homeowners insurance premium paid annually for a home in 01062 is around $1263 per year.

What does it cost on average per month for home insurance in 01062?

  • • Homeowners in 01062 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01062?

  • • Autoowners in 01062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Florence area, check out other zip codes nearby 01062.
Review average rates in another zip code:
01062 homeowners insurance rates

Home Replacement Cost Coverage in 01062

Average Building Cost Per Square Foot in 01062: $271

Location: Florence, Massachusetts (Hampshire County)

Average Square Footage in 01062: 1,203 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01062 before you start any project. Florence homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,203 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Florence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,203$326,100
Additional Upgrades & Added Features$3391,203$407,625
Major Home Updates or Advancements$4071,203$489,150

It's important to understand that when you estimate your replacement cost of your home in the 01062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01062

Best Home & Auto Insurance Agencies in 01062

Housing Demographics for 01062

Population Review for 01062 Zip Code

For the city of Florence, the population within 01062 has increased to over 10,795 residents in population size. The current population total is 10,910. We have broken down the population based on race below. In 01062, there are over 5086 in male population and 5824 females.

PopulationValues
Total Population10,910
White Population9182
Black Population263
Hispanic Population900
Asian Population247
Hawaiian Population0
Indian Population18
Other Population349
Male Population5086
Female Population5824
Population Estimate10795

Household Data for 01062

The average number of homes in 01062 is around 4,690, there are an average of 2.25 per household. The average house value according to local real estate values is around $326,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,690
Persons Per Household2.25
Average House Value$326,100
Income Per Household$78526
Median Age49.4
Median Age Male47.8
Median Age Female50.5
01062 DetailsValues
StateMA
State Full NameMassachusetts
City TypeN
City Alias Abbreviation
Area Code413
CityFlorence
City Alias NameFLORENCE
CountyHampshire
County FIPS015
State FIPS25
Time Zone5
Day Light SavingY
MSA8000
PMSA
CSA521
CBSA11200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAmherst Town-Northampton, MA
MSA_NameSpringfield, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses199
Number Of Employees1688
Business First Quarter Payroll18847
Business Annual Payroll80381
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea2350.29|1628
Delivery Residential4798
Delivery Business293
Delivery Total5349
Preferred Last Line KeyV21786
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV21786
Land Area17.452000
Water Area0.161000
City Alias Code
City Mixed CaseFlorence
City Alias Mixed CaseFlorence
Box Count152
SFDU4107
MFDU532
State ANSI25
County ANSI015
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number242125
Unique ZIP Name
SSA State County Code22080
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampshire

Massachusetts Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]