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01070 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 01070 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Plainfield, MA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 01070.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 01070 and start shopping.

Quickly and Easily Compare Average Rates for 01070

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Plainfield, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 01070

Homeowners in Plainfield are paying roughly $1216 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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01070 Home Insurance Average Premiums

Local 01070 homeowners insurance quotes comparison

$966 /yr.

Shows Zip Code: 01070 lowest rates with discounts applied on average.

For the 01070, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$966 /yr.
Average Coverage:$1216 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1516 /yr.

What is the average home insurance cost for a home in 01070?

  • • The average homeowners insurance premium paid annually for a home in 01070 is around $1216 per year.

What does it cost on average per month for home insurance in 01070?

  • • Homeowners in 01070 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 01070?

  • • Autoowners in 01070 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainfield area, check out other zip codes nearby 01070.
Review average rates in another zip code:
01070 homeowners insurance rates

Home Replacement Cost Coverage in 01070

Average Building Cost Per Square Foot in 01070: $271

Location: Plainfield, Massachusetts (Hampshire County)

Average Square Footage in 01070: 901 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01070 before you start any project. Plainfield homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01070 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01070 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 901 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271901$244,200
Additional Upgrades & Added Features$339901$305,250
Major Home Updates or Advancements$407901$366,300

It's important to understand that when you estimate your replacement cost of your home in the 01070 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01070

Best Home & Auto Insurance Agencies in 01070

Housing Demographics for 01070

Population Review for 01070 Zip Code

For the city of Plainfield, the population within 01070 has increased to over 510 residents in population size. The current population total is 577. We have broken down the population based on race below. In 01070, there are over 278 in male population and 299 females.

PopulationValues
Total Population577
White Population524
Black Population2
Hispanic Population23
Asian Population2
Hawaiian Population0
Indian Population1
Other Population8
Male Population278
Female Population299
Population Estimate510

Household Data for 01070

The average number of homes in 01070 is around 272, there are an average of 2.12 per household. The average house value according to local real estate values is around $244,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode272
Persons Per Household2.12
Average House Value$244,200
Income Per Household$71000
Median Age56.5
Median Age Male56.9
Median Age Female56.2
01070 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CityPlainfield
City Alias NamePLAINFIELD
CountyHampshire
County FIPS015
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA11200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAmherst Town-Northampton, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees19
Business First Quarter Payroll76
Business Annual Payroll455
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea2350.29|1628
Delivery Residential241
Delivery Business2
Delivery Total617
Preferred Last Line KeyV22315
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV22315
Land Area19.840000
Water Area0.230000
City Alias Code
City Mixed CasePlainfield
City Alias Mixed CasePlainfield
Box Count55
SFDU241
MFDU0
State ANSI25
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number246205
Unique ZIP Name
SSA State County Code22080
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampshire

Massachusetts Homeowners Insurance News & Information

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