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Quickly Revew Homeowners Insurance in 01129

If you own a home in Springfield, MA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 01129 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Massachusetts licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 01129 and start comparing rates now.

01129 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 01129 is $1232 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 01129 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Springfield, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

01129 Home Insurance Average Premiums

Local 01129 homeowners insurance quotes comparison

$982 /yr.

Shows Zip Code: 01129 lowest rates with discounts applied on average.

For the 01129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$982 /yr.
Average Coverage:$1232 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1532 /yr.

What is the average home insurance cost for a home in 01129?

  • • The average homeowners insurance premium paid annually for a home in 01129 is around $1232 per year.

What does it cost on average per month for home insurance in 01129?

  • • Homeowners in 01129 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01129?

  • • Autoowners in 01129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Springfield area, check out other zip codes nearby 01129.
Review average rates in another zip code:
01103 homeowners insurance rates
01105 homeowners insurance rates
01104 homeowners insurance rates
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01129 homeowners insurance rates
01128 homeowners insurance rates

Home Replacement Cost Coverage in 01129

Average Building Cost Per Square Foot in 01129: $271

Location: Springfield, Massachusetts (Hampden County)

Average Square Footage in 01129: 685 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01129 before you start any project. Springfield homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 685 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Springfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271685$185,500
Additional Upgrades & Added Features$339685$231,875
Major Home Updates or Advancements$407685$278,250

It's important to understand that when you estimate your replacement cost of your home in the 01129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01129

Best Home & Auto Insurance Agencies in 01129

Demarey Insurance Agency

Address: 1178 Parker St Springfield, MA 01129
Phone:
Website: http://www.demarey.com
Info:

Housing Demographics for 01129

Population Review for 01129 Zip Code

For the city of Springfield, the population within 01129 has increased to over 7,299 residents in population size. The current population total is 7,024. We have broken down the population based on race below. In 01129, there are over 3378 in male population and 3646 females.

PopulationValues
Total Population7,024
White Population3900
Black Population1269
Hispanic Population1685
Asian Population238
Hawaiian Population6
Indian Population31
Other Population863
Male Population3378
Female Population3646
Population Estimate7299

Household Data for 01129

The average number of homes in 01129 is around 2,926, there are an average of 2.38 per household. The average house value according to local real estate values is around $185,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,926
Persons Per Household2.38
Average House Value$185,500
Income Per Household$75944
Median Age43.3
Median Age Male40.7
Median Age Female45.3
01129 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CitySpringfield
City Alias NameSPRINGFIELD
CountyHampden
County FIPS013
State FIPS25
Time Zone5
Day Light SavingY
MSA8000
PMSA
CSA521
CBSA44140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MA
MSA_NameSpringfield, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses137
Number Of Employees1653
Business First Quarter Payroll11664
Business Annual Payroll49418
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population692942
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential3067
Delivery Business206
Delivery Total3195
Preferred Last Line KeyV22552
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV22552
Land Area3.436000
Water Area0.088000
City Alias Code
City Mixed CaseSpringfield
City Alias Mixed CaseSpringfield
Box Count0
SFDU2777
MFDU157
State ANSI25
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number247820
Unique ZIP Name
SSA State County Code22070
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampden

Massachusetts Homeowners Insurance News & Information

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  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]