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Searching for Homeowners Insurance in 01151

If you are a homeowners that lives in 01151 you may be searching for more affordable homeowners insurance in Indian Orchard. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Indian Orchard, MA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 01151 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Indian Orchard, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 01151 Home Insurance Costs: very high!

In Indian Orchard, homeowners are paying roughly $1268 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 01151 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Indian Orchard are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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01151 Home Insurance Average Premiums

Local 01151 homeowners insurance quotes comparison

$1018 /yr.

Shows Zip Code: 01151 lowest rates with discounts applied on average.

For the 01151, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1018 /yr.
Average Coverage:$1268 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1568 /yr.

What is the average home insurance cost for a home in 01151?

  • • The average homeowners insurance premium paid annually for a home in 01151 is around $1268 per year.

What does it cost on average per month for home insurance in 01151?

  • • Homeowners in 01151 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 01151?

  • • Autoowners in 01151 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indian Orchard area, check out other zip codes nearby 01151.
Review average rates in another zip code:
01151 homeowners insurance rates

Home Replacement Cost Coverage in 01151

Average Building Cost Per Square Foot in 01151: $271

Location: Indian Orchard, Massachusetts (Hampden County)

Average Square Footage in 01151: 583 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01151 before you start any project. Indian Orchard homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01151 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01151 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 583 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indian Orchard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271583$158,000
Additional Upgrades & Added Features$339583$197,500
Major Home Updates or Advancements$407583$237,000

It's important to understand that when you estimate your replacement cost of your home in the 01151 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01151

Best Home & Auto Insurance Agencies in 01151

Housing Demographics for 01151

Population Review for 01151 Zip Code

For the city of Indian Orchard, the population within 01151 has increased to over 9,462 residents in population size. The current population total is 9,150. We have broken down the population based on race below. In 01151, there are over 4351 in male population and 4799 females.

PopulationValues
Total Population9,150
White Population3821
Black Population1807
Hispanic Population4074
Asian Population124
Hawaiian Population7
Indian Population56
Other Population1978
Male Population4351
Female Population4799
Population Estimate9462

Household Data for 01151

The average number of homes in 01151 is around 3,517, there are an average of 2.57 per household. The average house value according to local real estate values is around $158,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,517
Persons Per Household2.57
Average House Value$158,000
Income Per Household$47234
Median Age33.8
Median Age Male32.1
Median Age Female35.1
01151 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias AbbreviationINDIAN ORCH
Area Code413
CityIndian Orchard
City Alias NameINDIAN ORCHARD
CountyHampden
County FIPS013
State FIPS25
Time Zone5
Day Light SavingY
MSA8000
PMSA
CSA521
CBSA44140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MA
MSA_NameSpringfield, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses130
Number Of Employees2213
Business First Quarter Payroll38662
Business Annual Payroll128432
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population692942
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential3682
Delivery Business234
Delivery Total4098
Preferred Last Line KeyV21926
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV21926
Land Area2.369000
Water Area0.185000
City Alias Code
City Mixed CaseIndian Orchard
City Alias Mixed CaseIndian Orchard
Box Count125
SFDU3059
MFDU128
State ANSI25
County ANSI013
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number247820
Unique ZIP Name
SSA State County Code22070
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseHampden

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