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01258 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 01258 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in South Egremont, MA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 01258.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 01258 and start shopping.

Quickly and Easily Compare Average Rates for 01258

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional South Egremont, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 01258

Homeowners in South Egremont are paying roughly $1210 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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01258 Home Insurance Average Premiums

Local 01258 homeowners insurance quotes comparison

$960 /yr.

Shows Zip Code: 01258 lowest rates with discounts applied on average.

For the 01258, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$960 /yr.
Average Coverage:$1210 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1510 /yr.

What is the average home insurance cost for a home in 01258?

  • • The average homeowners insurance premium paid annually for a home in 01258 is around $1210 per year.

What does it cost on average per month for home insurance in 01258?

  • • Homeowners in 01258 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 01258?

  • • Autoowners in 01258 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Egremont area, check out other zip codes nearby 01258.
Review average rates in another zip code:
01258 homeowners insurance rates

Home Replacement Cost Coverage in 01258

Average Building Cost Per Square Foot in 01258: $271

Location: South Egremont, Massachusetts (Berkshire County)

Average Square Footage in 01258: 1,467 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01258 before you start any project. South Egremont homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01258 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01258 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,467 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Egremont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,467$397,600
Additional Upgrades & Added Features$3391,467$497,000
Major Home Updates or Advancements$4071,467$596,400

It's important to understand that when you estimate your replacement cost of your home in the 01258 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01258

Best Home & Auto Insurance Agencies in 01258

Housing Demographics for 01258

Population Review for 01258 Zip Code

For the city of South Egremont, the population within 01258 has increased to over 202 residents in population size. The current population total is 160. We have broken down the population based on race below. In 01258, there are over 84 in male population and 76 females.

PopulationValues
Total Population160
White Population145
Black Population0
Hispanic Population1
Asian Population6
Hawaiian Population0
Indian Population0
Other Population2
Male Population84
Female Population76
Population Estimate202

Household Data for 01258

The average number of homes in 01258 is around 80, there are an average of 2.00 per household. The average house value according to local real estate values is around $397,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode80
Persons Per Household2.00
Average House Value$397,600
Income Per Household$92917
Median Age57.5
Median Age Male57.0
Median Age Female58.0
01258 DetailsValues
StateMA
State Full NameMassachusetts
City TypeZ
City Alias AbbreviationS EGREMONT
Area Code413
CitySouth Egremont
City Alias NameSOUTH EGREMONT
CountyBerkshire
County FIPS003
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA38340
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsfield, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees554
Business First Quarter Payroll3442
Business Annual Payroll10947
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population131219
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential101
Delivery Business3
Delivery Total566
Preferred Last Line KeyV22504
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV22504
Land Area22.252000
Water Area0.151000
City Alias Code
City Mixed CaseSouth Egremont
City Alias Mixed CaseSouth Egremont
Box Count405
SFDU101
MFDU0
State ANSI25
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number247429
Unique ZIP Name
SSA State County Code22010
Medicare CBSA Code38340
Medicare CBSA NamePittsfield, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBerkshire

Massachusetts Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]