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Searching for Homeowners Insurance in 01378

If you are a homeowners that lives in 01378 you may be searching for more affordable homeowners insurance in Warwick. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Warwick, MA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 01378 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Warwick, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 01378 Home Insurance Costs: very high!

In Warwick, homeowners are paying roughly $1256 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 01378 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Warwick are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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01378 Home Insurance Average Premiums

Local 01378 homeowners insurance quotes comparison

$1006 /yr.

Shows Zip Code: 01378 lowest rates with discounts applied on average.

For the 01378, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1006 /yr.
Average Coverage:$1256 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1556 /yr.

What is the average home insurance cost for a home in 01378?

  • • The average homeowners insurance premium paid annually for a home in 01378 is around $1256 per year.

What does it cost on average per month for home insurance in 01378?

  • • Homeowners in 01378 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01378?

  • • Autoowners in 01378 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Warwick area, check out other zip codes nearby 01378.
Review average rates in another zip code:
01378 homeowners insurance rates

Home Replacement Cost Coverage in 01378

Average Building Cost Per Square Foot in 01378: $271

Location: Warwick, Massachusetts (Franklin County)

Average Square Footage in 01378: 985 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01378 before you start any project. Warwick homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01378 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01378 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 985 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warwick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271985$267,000
Additional Upgrades & Added Features$339985$333,750
Major Home Updates or Advancements$407985$400,500

It's important to understand that when you estimate your replacement cost of your home in the 01378 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01378

Best Home & Auto Insurance Agencies in 01378

Housing Demographics for 01378

Population Review for 01378 Zip Code

For the city of Warwick, the population within 01378 has increased to over 783 residents in population size. The current population total is 780. We have broken down the population based on race below. In 01378, there are over 395 in male population and 385 females.

PopulationValues
Total Population780
White Population709
Black Population1
Hispanic Population21
Asian Population8
Hawaiian Population0
Indian Population5
Other Population9
Male Population395
Female Population385
Population Estimate783

Household Data for 01378

The average number of homes in 01378 is around 341, there are an average of 2.29 per household. The average house value according to local real estate values is around $267,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode341
Persons Per Household2.29
Average House Value$267,000
Income Per Household$75179
Median Age52.0
Median Age Male50.8
Median Age Female54.2
01378 DetailsValues
StateMA
State Full NameMassachusetts
City TypeN
City Alias Abbreviation
Area Code978/351
CityWarwick
City Alias NameWARWICK
CountyFranklin
County FIPS011
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA24640
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreenfield, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees2
Business First Quarter Payroll2
Business Annual Payroll167
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential342
Delivery Business5
Delivery Total504
Preferred Last Line KeyV22723
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV22723
Land Area37.349000
Water Area0.312000
City Alias Code
City Mixed CaseWarwick
City Alias Mixed CaseWarwick
Box Count0
SFDU342
MFDU0
State ANSI25
County ANSI011
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245967
Unique ZIP Name
SSA State County Code22060
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMicro
Market Rating Area ID0
County Mixed CaseFranklin

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