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Are you paying too much for homeowners insurance in 01379? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Wendell, MA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Massachusetts licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 01379?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 01379 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 01379 and get ready to save.

3 Easy Ways To Save Money In 01379

These three links will help you explore home insurance quotes in 01379 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 01379 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Wendell is roughly $1239. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 01379 Homeowners Insurance Rates Right Now!

01379 Home Insurance Average Premiums

Local 01379 homeowners insurance quotes comparison

$989 /yr.

Shows Zip Code: 01379 lowest rates with discounts applied on average.

For the 01379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$989 /yr.
Average Coverage:$1239 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1539 /yr.

What is the average home insurance cost for a home in 01379?

  • • The average homeowners insurance premium paid annually for a home in 01379 is around $1239 per year.

What does it cost on average per month for home insurance in 01379?

  • • Homeowners in 01379 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01379?

  • • Autoowners in 01379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wendell area, check out other zip codes nearby 01379.
Review average rates in another zip code:
01379 homeowners insurance rates

Home Replacement Cost Coverage in 01379

Average Building Cost Per Square Foot in 01379: $271

Location: Wendell, Massachusetts (Franklin County)

Average Square Footage in 01379: 826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01379 before you start any project. Wendell homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 826 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wendell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271826$223,800
Additional Upgrades & Added Features$339826$279,750
Major Home Updates or Advancements$407826$335,700

It's important to understand that when you estimate your replacement cost of your home in the 01379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01379

Best Home & Auto Insurance Agencies in 01379

Housing Demographics for 01379

Population Review for 01379 Zip Code

For the city of Wendell, the population within 01379 has increased to over 554 residents in population size. The current population total is 774. We have broken down the population based on race below. In 01379, there are over 364 in male population and 410 females.

PopulationValues
Total Population774
White Population684
Black Population11
Hispanic Population26
Asian Population8
Hawaiian Population0
Indian Population0
Other Population10
Male Population364
Female Population410
Population Estimate554

Household Data for 01379

The average number of homes in 01379 is around 355, there are an average of 2.15 per household. The average house value according to local real estate values is around $223,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode355
Persons Per Household2.15
Average House Value$223,800
Income Per Household$60372
Median Age52.5
Median Age Male54.3
Median Age Female50.4
01379 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code413
CityWendell
City Alias NameWENDELL
CountyFranklin
County FIPS011
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA24640
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreenfield, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees27
Business First Quarter Payroll167
Business Annual Payroll762
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential258
Delivery Business1
Delivery Total421
Preferred Last Line KeyV22745
Classification Code
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State KeyV22745
Land Area21.579000
Water Area0.201000
City Alias Code
City Mixed CaseWendell
City Alias Mixed CaseWendell
Box Count144
SFDU258
MFDU0
State ANSI25
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number248534
Unique ZIP Name
SSA State County Code22060
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMicro
Market Rating Area ID0
County Mixed CaseFranklin

Massachusetts Homeowners Insurance News & Information

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