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01452 Home Insurance Rates

Getting multiple homeowners insurance rates in 01452 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Hubbardston, MA. Many homeowners based out of the 01452 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Massachusetts licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 01452 should appear in the zip code field ready to go. For Hubbardston, MA Home Insurance Quotes, Click to easily get started!

01452 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 01452 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Hubbardston. For a basic HO-3, standard homeowners policy, the average premium per year in Massachusetts is around $1228. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 01452 zip code today and let us help you save time and money on your homeowners insurance premium.

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01452 Home Insurance Average Premiums

Local 01452 homeowners insurance quotes comparison

$978 /yr.

Shows Zip Code: 01452 lowest rates with discounts applied on average.

For the 01452, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$978 /yr.
Average Coverage:$1228 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1528 /yr.

What is the average home insurance cost for a home in 01452?

  • • The average homeowners insurance premium paid annually for a home in 01452 is around $1228 per year.

What does it cost on average per month for home insurance in 01452?

  • • Homeowners in 01452 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 01452?

  • • Autoowners in 01452 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hubbardston area, check out other zip codes nearby 01452.
Review average rates in another zip code:
01452 homeowners insurance rates

Home Replacement Cost Coverage in 01452

Average Building Cost Per Square Foot in 01452: $271

Location: Hubbardston, Massachusetts (Worcester County)

Average Square Footage in 01452: 1,092 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01452 before you start any project. Hubbardston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01452 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01452 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,092 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hubbardston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,092$295,900
Additional Upgrades & Added Features$3391,092$369,875
Major Home Updates or Advancements$4071,092$443,850

It's important to understand that when you estimate your replacement cost of your home in the 01452 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01452

Best Home & Auto Insurance Agencies in 01452

Housing Demographics for 01452

Population Review for 01452 Zip Code

For the city of Hubbardston, the population within 01452 has increased to over 4,180 residents in population size. The current population total is 4,328. We have broken down the population based on race below. In 01452, there are over 2163 in male population and 2165 females.

PopulationValues
Total Population4,328
White Population3997
Black Population20
Hispanic Population125
Asian Population29
Hawaiian Population0
Indian Population9
Other Population48
Male Population2163
Female Population2165
Population Estimate4180

Household Data for 01452

The average number of homes in 01452 is around 1,684, there are an average of 2.56 per household. The average house value according to local real estate values is around $295,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,684
Persons Per Household2.56
Average House Value$295,900
Income Per Household$105938
Median Age47.4
Median Age Male46.8
Median Age Female47.8
01452 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code351/978
CityHubbardston
City Alias NameHUBBARDSTON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees287
Business First Quarter Payroll3346
Business Annual Payroll14968
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential1633
Delivery Business48
Delivery Total1975
Preferred Last Line KeyV21913
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV21913
Land Area41.055000
Water Area0.928000
City Alias Code
City Mixed CaseHubbardston
City Alias Mixed CaseHubbardston
Box Count157
SFDU1452
MFDU36
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number243638
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

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