Get multiple home insurance quotes in 01463. Our licensed 01463, MA agents are ready to serve you.

Compare 01463 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 01463 area? The average homeowners premium in Massachusetts for a standard homeowners policy is around $1,266/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 01463 zip code, the population size is around 11,621 with 4,431 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 01463.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Pepperell, MA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. MA RateDiscountsSavingsShop Rates
$1,667up to 40% off$667

01463 Home Insurance Average Premiums

Local 01463 homeowners insurance quotes comparison

$1016 /yr.

Shows Zip Code: 01463 lowest rates with discounts applied on average.

For the 01463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1016 /yr.
Average Coverage:$1266 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1566 /yr.

What is the average home insurance cost for a home in 01463?

  • • The average homeowners insurance premium paid annually for a home in 01463 is around $1266 per year.

What does it cost on average per month for home insurance in 01463?

  • • Homeowners in 01463 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 01463?

  • • Autoowners in 01463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pepperell area, check out other zip codes nearby 01463.
Review average rates in another zip code:
01463 homeowners insurance rates

Home Replacement Cost Coverage in 01463

Average Building Cost Per Square Foot in 01463: $271

Location: Pepperell, Massachusetts (Middlesex County)

Average Square Footage in 01463: 1,407 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01463 before you start any project. Pepperell homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,407 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pepperell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,407$381,200
Additional Upgrades & Added Features$3391,407$476,500
Major Home Updates or Advancements$4071,407$571,800

It's important to understand that when you estimate your replacement cost of your home in the 01463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01463

Best Home & Auto Insurance Agencies in 01463

Housing Demographics for 01463

Population Review for 01463 Zip Code

For the city of Pepperell, the population within 01463 has increased to over 11,493 residents in population size. The current population total is 11,621. We have broken down the population based on race below. In 01463, there are over 5741 in male population and 5880 females.

PopulationValues
Total Population11,621
White Population10368
Black Population147
Hispanic Population378
Asian Population235
Hawaiian Population1
Indian Population16
Other Population166
Male Population5741
Female Population5880
Population Estimate11493

Household Data for 01463

The average number of homes in 01463 is around 4,431, there are an average of 2.62 per household. The average house value according to local real estate values is around $381,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,431
Persons Per Household2.62
Average House Value$381,200
Income Per Household$111827
Median Age44.9
Median Age Male42.9
Median Age Female46.6
01463 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityPepperell
City Alias NamePEPPERELL
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA4560
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameLowell, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses211
Number Of Employees1121
Business First Quarter Payroll12239
Business Annual Payroll66246
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District03
Congressional LandArea757.86
Delivery Residential4387
Delivery Business152
Delivery Total5405
Preferred Last Line KeyV22302
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22302
Land Area22.578000
Water Area0.590000
City Alias Code
City Mixed CasePepperell
City Alias Mixed CasePepperell
Box Count328
SFDU3654
MFDU63
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number246120
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

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  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]