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Compare 01468 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Templeton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,655 neighbors looking to save on their home insurance policy in the local 01468 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 01468. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Templeton, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Templeton, MA

01468 Home Insurance Average Premiums

Local 01468 homeowners insurance quotes comparison

$994 /yr.

Shows Zip Code: 01468 lowest rates with discounts applied on average.

For the 01468, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$994 /yr.
Average Coverage:$1244 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1544 /yr.

What is the average home insurance cost for a home in 01468?

  • • The average homeowners insurance premium paid annually for a home in 01468 is around $1244 per year.

What does it cost on average per month for home insurance in 01468?

  • • Homeowners in 01468 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 01468?

  • • Autoowners in 01468 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Templeton area, check out other zip codes nearby 01468.
Review average rates in another zip code:
01468 homeowners insurance rates

Home Replacement Cost Coverage in 01468

Average Building Cost Per Square Foot in 01468: $271

Location: Templeton, Massachusetts (Worcester County)

Average Square Footage in 01468: 1,037 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01468 before you start any project. Templeton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01468 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01468 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,037 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Templeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,037$280,900
Additional Upgrades & Added Features$3391,037$351,125
Major Home Updates or Advancements$4071,037$421,350

It's important to understand that when you estimate your replacement cost of your home in the 01468 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01468

Best Home & Auto Insurance Agencies in 01468

Housing Demographics for 01468

Population Review for 01468 Zip Code

For the city of Templeton, the population within 01468 has increased to over 4,331 residents in population size. The current population total is 4,309. We have broken down the population based on race below. In 01468, there are over 2205 in male population and 2104 females.

PopulationValues
Total Population4,309
White Population4012
Black Population48
Hispanic Population126
Asian Population25
Hawaiian Population0
Indian Population3
Other Population55
Male Population2205
Female Population2104
Population Estimate4331

Household Data for 01468

The average number of homes in 01468 is around 1,655, there are an average of 2.60 per household. The average house value according to local real estate values is around $280,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,655
Persons Per Household2.60
Average House Value$280,900
Income Per Household$98925
Median Age43.4
Median Age Male42.4
Median Age Female44.2
01468 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityTempleton
City Alias NameTEMPLETON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA2600
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameFitchburg-Leominster, MA PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses57
Number Of Employees255
Business First Quarter Payroll2851
Business Annual Payroll13732
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential1666
Delivery Business41
Delivery Total1986
Preferred Last Line KeyV22640
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22640
Land Area21.959000
Water Area0.289000
City Alias Code
City Mixed CaseTempleton
City Alias Mixed CaseTempleton
Box Count240
SFDU1471
MFDU0
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number248092
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]