Get multiple home insurance quotes in 01469. Our licensed 01469, MA agents are ready to serve you.

01469 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 01469 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Townsend, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 01469 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Townsend homeowners insurance rates, coverage options or home insurance types, please select Townsend, MA Home Insurance Rates Online!

01469 Home Insurance Average Premiums

Local 01469 homeowners insurance quotes comparison

$984 /yr.

Shows Zip Code: 01469 lowest rates with discounts applied on average.

For the 01469, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$984 /yr.
Average Coverage:$1234 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1534 /yr.

What is the average home insurance cost for a home in 01469?

  • • The average homeowners insurance premium paid annually for a home in 01469 is around $1234 per year.

What does it cost on average per month for home insurance in 01469?

  • • Homeowners in 01469 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01469?

  • • Autoowners in 01469 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Townsend area, check out other zip codes nearby 01469.
Review average rates in another zip code:
01469 homeowners insurance rates

Home Replacement Cost Coverage in 01469

Average Building Cost Per Square Foot in 01469: $271

Location: Townsend, Massachusetts (Middlesex County)

Average Square Footage in 01469: 1,175 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01469 before you start any project. Townsend homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01469 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01469 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,175 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Townsend area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,175$318,500
Additional Upgrades & Added Features$3391,175$398,125
Major Home Updates or Advancements$4071,175$477,750

It's important to understand that when you estimate your replacement cost of your home in the 01469 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01469

Best Home & Auto Insurance Agencies in 01469

Housing Demographics for 01469

Population Review for 01469 Zip Code

For the city of Townsend, the population within 01469 has increased to over 6,911 residents in population size. The current population total is 7,055. We have broken down the population based on race below. In 01469, there are over 3535 in male population and 3520 females.

PopulationValues
Total Population7,055
White Population6313
Black Population98
Hispanic Population312
Asian Population77
Hawaiian Population1
Indian Population21
Other Population99
Male Population3535
Female Population3520
Population Estimate6911

Household Data for 01469

The average number of homes in 01469 is around 2,667, there are an average of 2.64 per household. The average house value according to local real estate values is around $318,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,667
Persons Per Household2.64
Average House Value$318,500
Income Per Household$103984
Median Age42.5
Median Age Male41.2
Median Age Female44.5
01469 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978
CityTownsend
City Alias NameTOWNSEND
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses127
Number Of Employees1325
Business First Quarter Payroll12383
Business Annual Payroll53323
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District03
Congressional LandArea757.86
Delivery Residential2618
Delivery Business90
Delivery Total3223
Preferred Last Line KeyV22652
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22652
Land Area21.617000
Water Area0.227000
City Alias Code
City Mixed CaseTownsend
City Alias Mixed CaseTownsend
Box Count261
SFDU2290
MFDU175
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number248177
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

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