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01473, MA Home Insurance

In the zip code of 01473, the population size is around 8,213, which consists of 3,079 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Westminster, MA. A few years ago, a study was done and found that the average home insurance rates for Massachusetts are around $1,229 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 01473 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Westminster. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Westminster, MA Homeowners Insurance Online Rates Today!

01473 Home Insurance Average Premiums

Local 01473 homeowners insurance quotes comparison

$979 /yr.

Shows Zip Code: 01473 lowest rates with discounts applied on average.

For the 01473, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$979 /yr.
Average Coverage:$1229 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1529 /yr.

What is the average home insurance cost for a home in 01473?

  • • The average homeowners insurance premium paid annually for a home in 01473 is around $1229 per year.

What does it cost on average per month for home insurance in 01473?

  • • Homeowners in 01473 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 01473?

  • • Autoowners in 01473 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westminster area, check out other zip codes nearby 01473.
Review average rates in another zip code:
01473 homeowners insurance rates

Home Replacement Cost Coverage in 01473

Average Building Cost Per Square Foot in 01473: $271

Location: Westminster, Massachusetts (Worcester County)

Average Square Footage in 01473: 1,170 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01473 before you start any project. Westminster homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01473 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01473 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,170 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westminster area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,170$317,200
Additional Upgrades & Added Features$3391,170$396,500
Major Home Updates or Advancements$4071,170$475,800

It's important to understand that when you estimate your replacement cost of your home in the 01473 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01473

Best Home & Auto Insurance Agencies in 01473

Housing Demographics for 01473

Population Review for 01473 Zip Code

For the city of Westminster, the population within 01473 has increased to over 8,195 residents in population size. The current population total is 8,213. We have broken down the population based on race below. In 01473, there are over 4093 in male population and 4120 females.

PopulationValues
Total Population8,213
White Population7487
Black Population93
Hispanic Population357
Asian Population94
Hawaiian Population0
Indian Population12
Other Population136
Male Population4093
Female Population4120
Population Estimate8195

Household Data for 01473

The average number of homes in 01473 is around 3,079, there are an average of 2.66 per household. The average house value according to local real estate values is around $317,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,079
Persons Per Household2.66
Average House Value$317,200
Income Per Household$107738
Median Age43.7
Median Age Male42.7
Median Age Female44.9
01473 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityWestminster
City Alias NameWESTMINSTER
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA2600
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameFitchburg-Leominster, MA PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses189
Number Of Employees1412
Business First Quarter Payroll15842
Business Annual Payroll74971
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02|03
Congressional LandArea1628|757.86
Delivery Residential3081
Delivery Business82
Delivery Total3547
Preferred Last Line KeyV22813
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22813
Land Area35.440000
Water Area1.815000
City Alias Code
City Mixed CaseWestminster
City Alias Mixed CaseWestminster
Box Count296
SFDU2812
MFDU77
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number249078
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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