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Searching for Homeowners Insurance in 01510

If you are a homeowners that lives in 01510 you may be searching for more affordable homeowners insurance in Clinton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Clinton, MA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 01510 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clinton, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 01510 Home Insurance Costs: very high!

In Clinton, homeowners are paying roughly $1287 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 01510 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Clinton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 01510 policy right now!

01510 Home Insurance Average Premiums

Local 01510 homeowners insurance quotes comparison

$1037 /yr.

Shows Zip Code: 01510 lowest rates with discounts applied on average.

For the 01510, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1037 /yr.
Average Coverage:$1287 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1587 /yr.

What is the average home insurance cost for a home in 01510?

  • • The average homeowners insurance premium paid annually for a home in 01510 is around $1287 per year.

What does it cost on average per month for home insurance in 01510?

  • • Homeowners in 01510 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 01510?

  • • Autoowners in 01510 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clinton area, check out other zip codes nearby 01510.
Review average rates in another zip code:
01510 homeowners insurance rates

Home Replacement Cost Coverage in 01510

Average Building Cost Per Square Foot in 01510: $271

Location: Clinton, Massachusetts (Worcester County)

Average Square Footage in 01510: 1,072 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01510 before you start any project. Clinton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01510 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01510 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,072 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clinton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,072$290,600
Additional Upgrades & Added Features$3391,072$363,250
Major Home Updates or Advancements$4071,072$435,900

It's important to understand that when you estimate your replacement cost of your home in the 01510 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01510

Best Home & Auto Insurance Agencies in 01510

Housing Demographics for 01510

Population Review for 01510 Zip Code

For the city of Clinton, the population within 01510 has increased to over 15,390 residents in population size. The current population total is 15,428. We have broken down the population based on race below. In 01510, there are over 7669 in male population and 7759 females.

PopulationValues
Total Population15,428
White Population11359
Black Population431
Hispanic Population2596
Asian Population248
Hawaiian Population2
Indian Population138
Other Population1320
Male Population7669
Female Population7759
Population Estimate15390

Household Data for 01510

The average number of homes in 01510 is around 6,581, there are an average of 2.34 per household. The average house value according to local real estate values is around $290,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,581
Persons Per Household2.34
Average House Value$290,600
Income Per Household$84938
Median Age39.4
Median Age Male37.4
Median Age Female41.3
01510 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978
CityClinton
City Alias NameCLINTON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses250
Number Of Employees3421
Business First Quarter Payroll42324
Business Annual Payroll239290
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District03
Congressional LandArea757.86
Delivery Residential6577
Delivery Business345
Delivery Total7172
Preferred Last Line KeyV21625
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV21625
Land Area5.653000
Water Area1.613000
City Alias Code
City Mixed CaseClinton
City Alias Mixed CaseClinton
Box Count165
SFDU4454
MFDU1036
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number241462
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]