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Homeowners Insurance in 01524

In Leicester, MA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 01524 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 01524 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 01524 should appear in the zip code field ready to go.

01524 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Massachusetts, you are going to see rates around the average home insurance premium per year of $1261. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Leicester home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 01524 Home Insurance Rates Now!

Best 3 Options to Compare in 01524

If you want homeowners insurance quotes within the city of Leicester or in the 01524 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Leicester, MA.

01524 Home Insurance Average Premiums

Local 01524 homeowners insurance quotes comparison

$1011 /yr.

Shows Zip Code: 01524 lowest rates with discounts applied on average.

For the 01524, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1011 /yr.
Average Coverage:$1261 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1561 /yr.

What is the average home insurance cost for a home in 01524?

  • • The average homeowners insurance premium paid annually for a home in 01524 is around $1261 per year.

What does it cost on average per month for home insurance in 01524?

  • • Homeowners in 01524 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01524?

  • • Autoowners in 01524 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leicester area, check out other zip codes nearby 01524.
Review average rates in another zip code:
01524 homeowners insurance rates

Home Replacement Cost Coverage in 01524

Average Building Cost Per Square Foot in 01524: $271

Location: Leicester, Massachusetts (Worcester County)

Average Square Footage in 01524: 1,121 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01524 before you start any project. Leicester homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01524 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01524 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,121 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leicester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,121$303,700
Additional Upgrades & Added Features$3391,121$379,625
Major Home Updates or Advancements$4071,121$455,550

It's important to understand that when you estimate your replacement cost of your home in the 01524 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01524

Bembridge Leslie P Insurance

Address: 1286 Main Street Leicester, MA 01524
Phone: (508)892-4700
Website:

Best Home & Auto Insurance Agencies in 01524

Bembridge Leslie P Insurance

Address: 1286 Main St Leicester, MA 01524
Phone:
Website:
Info:

Housing Demographics for 01524

Population Review for 01524 Zip Code

For the city of Leicester, the population within 01524 has increased to over 6,499 residents in population size. The current population total is 6,621. We have broken down the population based on race below. In 01524, there are over 3198 in male population and 3423 females.

PopulationValues
Total Population6,621
White Population5652
Black Population187
Hispanic Population411
Asian Population164
Hawaiian Population1
Indian Population26
Other Population168
Male Population3198
Female Population3423
Population Estimate6499

Household Data for 01524

The average number of homes in 01524 is around 2,483, there are an average of 2.56 per household. The average house value according to local real estate values is around $303,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,483
Persons Per Household2.56
Average House Value$303,700
Income Per Household$80702
Median Age43.2
Median Age Male41.6
Median Age Female44.6
01524 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CityLeicester
City Alias NameLEICESTER
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses118
Number Of Employees1160
Business First Quarter Payroll9703
Business Annual Payroll44623
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential2539
Delivery Business97
Delivery Total3195
Preferred Last Line KeyV21970
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV21970
Land Area15.898000
Water Area0.961000
City Alias Code
City Mixed CaseLeicester
City Alias Mixed CaseLeicester
Box Count130
SFDU2123
MFDU142
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number243978
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]